St. Louis County property record for 21 N Central Ave, #ENT, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 1,875 sqft · built 1947 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $350,000 (Oct 2021) |
| Tax Bill | $12,422 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Construction Loan Feb 2020 Loan Modification + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 010-0890-10620 |
| Primary APN | 010-0890-10620 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,875 sqft Gross Area |
| 1st Floor Area | 1,875 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Flooring | Carpet |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Area | 4,591 sqft |
| Canopy | 726 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 1118277 |
|---|---|
| Street Address | 21 N CENTRAL AVE, ENT |
| City | DULUTH |
| State | MN |
| Zip | 55807 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 27 28 AND 29 SERIAL # |
| Legal Subdivision | DULUTH HEIGHTS 6TH DIVISION |
| Legal Block | 33 |
| Legal Lot Number | 27-28 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 301 |
Source: St. Louis County records · APN 010-0890-10620
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5030 LONDON RD, DULUTH, MN 55804-2411 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 04, 2021 | Warranty Deed, Construction Loan · Construction Mortgage BELL BANK |
| Feb 05, 2020 | Loan Modification, Mortgage WESTERN NAT'L BK |
| Jun 05, 2017 | Loan Modification, Mortgage WESTERN NAT'L BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2021 · Amount on Record |
| Deed Sale | Oct 04, 2021 · Amount on Record |
| Deed Document Number | 20211047723 |
| Prior Transfer Date | Sep 13, 2018 |
| Prior Transfer Doc | 0001005038 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 04, 2021 |
| Property Address | 21 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807 |
| Document Number | 0001047723 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 1047723 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5030 LONDON RD, DULUTH, MN 55804-2411 |
| Document Number | 0001047724 |
|---|---|
| Date | Oct 04, 2021 |
| Instrument | 1047724 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 10, 2031 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 23 W CENTRAL ENTRANCE, DULUTH, MN 55811-3433 |
| Document Number | 00T1027065 |
| Instrument Date | Feb 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038 |
| Document Number | 00T1027065 |
|---|---|
| Date | Aug 07, 2020 |
| Instrument | T1027065 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Term | 12 Months |
|---|---|
| Due | Aug 06, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 23 W CENTRAL ENTRANCE, DULUTH, MN 55811-3433 |
| Document Number | 000T987235 |
| Instrument Date | Jun 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1202 DENNEY DR DULUTH MN 558051540, DULUTH, MN 55805-1540 |
| Document Number | 000T987235 |
|---|---|
| Date | Jul 14, 2017 |
| Instrument | T987235 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Term | 24 Months |
|---|---|
| Due | Jul 13, 2019 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,422.00 (+8.43%) | ||
| 2025 | $11,456.00 (-2.78%) | $439,100 (+5%) Land $224,800 Building $214,300 | $439,100 (+5%) Land $224,800 Building $214,300 |
| 2024 | $11,784.00 (+115.19%) | $418,200 (+95.6%) Land $121,400 Building $296,800 | $418,200 (+95.6%) Land $121,400 Building $296,800 |
| 2023 | $5,476.00 | ||
| 2022 | $213,800 (+5.42%) Land $121,400 Building $92,400 | $213,800 (+5.42%) Land $121,400 Building $92,400 | |
| 2021 | $202,800 Land $110,400 Building $92,400 | $202,800 Land $110,400 Building $92,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | Duluth serves 86,859 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures