2 N Central Ave, #ENT, Duluth, MN 55807 Property Records

St. Louis County property record for 2 N Central Ave, #ENT, Duluth, MN 55807

Property Summary

Property TypeCommercial
Details1,652 sqft · built 1953
Lot Size0.225 acres (9,826 sqft)
OwnerCompany Name on File
Last Sale$1,173,000 (Apr 2024)
Tax Bill$20,240 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Sep 2019 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-0360-00016

Property Details

APN / Parcel Number

Primary APN010-0360-00016
Alternative APNs
  • 1076758
  • 1140323
  • 1164813

Interior

Stories1 Story
Building Area1,652 sqft Gross Area
1st Floor Area1,652 sqft
FlooringCeramic Tile
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Lot Area9,826 sqft (0.225 acres)
Garage Area7,364 sqft
Canopy800 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Account Number1164813
Street Address2 N CENTRAL AVE, ENT
CityDULUTH
StateMN
Zip55807
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionN1/2 OF LOTS 1 AND 2, BLOCK 1, EXCEPT THESOUTHERLY 6 FEET. SERIAL #
Legal SubdivisionCAR LINE GARDENS
Legal Block1
Legal Lot Number1-2
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3004
Census Tract301

Owner

2 N Central Ave, #ENT is owned by a company that bought it in April 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordCompany Name on File
Mailing Address13242 JOHNSON ST, BECKER, MN 55308-4607
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2024Warranty Deed, Transfer · Commercial Mortgage
ST CLOUD FCU
Sep 3, 2019Warranty Deed, Transfer · Line of Credit
TRUSTONE FIN'L FCU
May 16, 2018Loan Modification, Mortgage
WESTERN NAT'L BK/DULUTH
Jan 5, 2017Warranty Deed, Transfer · Line of Credit
WESTERN NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 19, 2024 · Amount on File
Deed SaleApr 19, 2024 · Amount on File
Prior SaleSep 3, 2019 · Amount on File
Deed Document Number20241078579
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 19, 2024
Property Address2 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807
Document Number0001078579
Instrument DateApr 16, 2024
Instrument1078579
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,870.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13N STREET, BECKER, MN 55308

Mortgage

Document Number0001078580
DateApr 19, 2024
Instrument1078580
Lender
NameST CLOUD FCU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term58 Months
DueFeb 16, 2029

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 3, 2019
Property Address2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508
Document Number00T1014530
Instrument DateAug 20, 2019
InstrumentT1014530
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyGUARANTY COMMERCIAL TITLE INC, GUARANTY COM'L TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,788.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 155 CANNON FALLS MN 550090155, CANNON FALLS, MN 55009-0155

Mortgage

Document NumberT1014531
DateSep 3, 2019
InstrumentT1014531
Lender
NameTRUSTONE FIN'L FCU
TypeCredit Union
AddressPLYMOUTH, MN 55447
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508
Document Number000T998051
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedJun 1, 2018
Title CompanyCONSOLIDATED TITLE COMPANY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038

Mortgage

Document Number000T998051
DateMay 16, 2018
InstrumentT998051
Lender
NameWESTERN NAT'L BK/DULUTH
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
AmountAmount on Record
Term60 Months
DueMay 15, 2023

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 5, 2017
Property Address2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508
Document Number000T980592
Instrument DateDec 29, 2016
InstrumentT980592
Transaction TypeTransfer
Record UpdatedJan 17, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038

Mortgage

Document NumberT980593,
DateJan 5, 2017
InstrumentT980593
Lender
NameWESTERN NAT'L BK
TypeBank
AddressDULUTH, MN 55816-0050
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJan 4, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2 N Central Ave, #ENT was $20,240, up 38.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,240.00 (+38.31%)
2025$14,634.00 (-2.76%)$680,400 (+31.2%) Land $406,900 Building $273,500$680,400 (+31.2%) Land $406,900 Building $273,500
2024$15,050.00$518,600 Land $263,400 Building $255,200$518,600 Land $263,400 Building $255,200
2022$518,600 Land $263,400 Building $255,200$518,600 Land $263,400 Building $255,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2 N Central Ave, #ENT in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 N Central Ave, #ENT is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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