St. Louis County property record for 2 N Central Ave, #ENT, Duluth, MN 55807
| Property Type | Commercial |
|---|---|
| Details | 1,652 sqft · built 1953 |
| Lot Size | 0.225 acres (9,826 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,173,000 (Apr 2024) |
| Tax Bill | $20,240 (2026) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Sep 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0360-00016 |
| Primary APN | 010-0360-00016 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,652 sqft Gross Area |
| 1st Floor Area | 1,652 sqft |
| Flooring | Ceramic Tile |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Lot Area | 9,826 sqft (0.225 acres) |
| Garage Area | 7,364 sqft |
| Canopy | 800 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Account Number | 1164813 |
|---|---|
| Street Address | 2 N CENTRAL AVE, ENT |
| City | DULUTH |
| State | MN |
| Zip | 55807 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | N1/2 OF LOTS 1 AND 2, BLOCK 1, EXCEPT THESOUTHERLY 6 FEET. SERIAL # |
| Legal Subdivision | CAR LINE GARDENS |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 301 |
2 N Central Ave, #ENT is owned by a company that bought it in April 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 13242 JOHNSON ST, BECKER, MN 55308-4607 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2024 | Warranty Deed, Transfer · Commercial Mortgage ST CLOUD FCU |
| Sep 3, 2019 | Warranty Deed, Transfer · Line of Credit TRUSTONE FIN'L FCU |
| May 16, 2018 | Loan Modification, Mortgage WESTERN NAT'L BK/DULUTH |
| Jan 5, 2017 | Warranty Deed, Transfer · Line of Credit WESTERN NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on File |
| Deed Sale | Apr 19, 2024 · Amount on File |
| Prior Sale | Sep 3, 2019 · Amount on File |
| Deed Document Number | 20241078579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 19, 2024 |
| Property Address | 2 N CENTRAL AVE # ENT, ENT, DULUTH, MN 55807 |
| Document Number | 0001078579 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 1078579 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,870.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13N STREET, BECKER, MN 55308 |
| Document Number | 0001078580 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 1078580 |
| Name | ST CLOUD FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Feb 16, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 3, 2019 |
| Property Address | 2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508 |
| Document Number | 00T1014530 |
| Instrument Date | Aug 20, 2019 |
| Instrument | T1014530 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2019 |
| Title Company | GUARANTY COMMERCIAL TITLE INC, GUARANTY COM'L TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,788.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 155 CANNON FALLS MN 550090155, CANNON FALLS, MN 55009-0155 |
| Document Number | T1014531 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | T1014531 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508 |
| Document Number | 000T998051 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Title Company | CONSOLIDATED TITLE COMPANY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038 |
| Document Number | 000T998051 |
|---|---|
| Date | May 16, 2018 |
| Instrument | T998051 |
| Name | WESTERN NAT'L BK/DULUTH |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 15, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 5, 2017 |
| Property Address | 2 E CENTRAL ENTRANCE, DULUTH, MN 55811-5508 |
| Document Number | 000T980592 |
| Instrument Date | Dec 29, 2016 |
| Instrument | T980592 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $825.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038 |
| Document Number | T980593, |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | T980593 |
| Name | WESTERN NAT'L BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816-0050 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 4, 2022 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 2 N Central Ave, #ENT was $20,240, up 38.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,240.00 (+38.31%) | ||
| 2025 | $14,634.00 (-2.76%) | $680,400 (+31.2%) Land $406,900 Building $273,500 | $680,400 (+31.2%) Land $406,900 Building $273,500 |
| 2024 | $15,050.00 | $518,600 Land $263,400 Building $255,200 | $518,600 Land $263,400 Building $255,200 |
| 2022 | $518,600 Land $263,400 Building $255,200 | $518,600 Land $263,400 Building $255,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2 N Central Ave, #ENT in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2 N Central Ave, #ENT is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures