3 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 3 Mutiny Pl, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,506 sqft Living Area
Lot Size	16,575 sqft (0.381 acres)
Garage	Carport, 378 sqft
Last Sale	$2,500,000 (2022)
Tax Bill	$18,694.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00496131-004700`
Alternative APNs	`31613900496131004700` `1612774`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,506 sqft Living Area
1st Floor	2,170 sqft 1st Floor
Attic Area	336 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Geodesic/Dome Roof Construction
Roof Material	Concrete Roof
Lot Area	16,575 sqft (0.381 acres)
Garage Type	Carport Garage
Garage Area	378 sqft Garage
Carport	Carport
Carport Area	378 sqft Carport
Patio Area	56 sqft Patio
Porch Area	729 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1612774
Street Address	3 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037-2326
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LT 3 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR651-442 OR677-281/83 OR2715-1152D/C OR2715-1149/50 OR2811-353D/C OR3169-0875
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Tract	1
Legal Block	3
Legal Lot Number	3
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records · APN 00496131-004700

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 GRAND BAY ESTATES CIR, KEY BISCAYNE, FL 33149-1930
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Feb 01, 1976 · Amount on Record
Deed Doc Number	20222372125
Deed Book / Page	3169 / 875
Prior Transfer Date	Nov 14, 2014
Prior Transfer Doc	0027151149
Record Refreshed	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 22, 2022
Property Address	3 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0031690875
Book / Page	3169 / 875
Map Reference	MB 7 PG 6
Instrument Date	Apr 20, 2022
Instrument	2372125
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 370179, KEY LARGO, FL 33037-0179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 GRAND BAY ESTATES CIR, KEY BISCAYNE, FL 33149-1930

Mortgage

Document Number	0003169877
Date	Apr 22, 2022
Instrument	3169/877

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 01, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	Other
Max Rate	8.25%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,484,019 (+15.03%) Land $1,916,070 Building $567,949	$2,484,019 (+15.03%) Land $1,916,070 Building $567,949
2024	$18,694.00 (+4.41%)
2023	$17,904.00 (+84.41%)	$2,159,474 (+78.51%) Land $1,710,540 Building $448,934	$2,159,474 (+27.04%) Land $1,710,540 Building $448,934
2022	$9,709.00 Homeowner's exemption	$1,209,744	$1,699,772 Land $1,240,142 Building $459,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.