17 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 17 Mutiny Pl, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,870 sqft · built 2001
Lot Size	0.229 acres (9,998 sqft)
Owner	Individual Name on File
Last Sale	$1,325,000 (Jan 2019)
Tax Bill	$14,760 (2024)
Deeds & Mortgages	Feb 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00496131-005400`

Property Details

APN / Parcel Number

Primary APN	`00496131-005400`
Alternative APNs	`31613900496131005400` `1612847`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,870 sqft Living Area
1st Floor Area	1,870 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,998 sqft (0.229 acres)
Garage Area	408 sqft

Exterior Amenities

Pool Area	338 sqft
Porch	Open Porch
Porch Area	1,727 sqft
Patio Area	1,904 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1612847
Old Parcel Number	31613900496131005400
Street Address	17 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 10 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR767-1787 OR784-1499 OR812-1218D/C OR1621-2292 OR1769-1992
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block	3
Legal Lot Number	10
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records · APN 00496131-005400

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	17 MUTINY PL, KEY LARGO, FL 33037-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Mar 21, 2002 · Amount on Record
Deed Document Number	2201526
Deed Book / Page	2944 / 0880
Record Updated	Jun 08, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 MUTINY PL, KEY LARGO, FL 33037-2326
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030062115
Date	Feb 03, 2020
Book Page	3006/2115
Instrument	2254439

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 14, 2019
Property Address	17 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0029440880
Book / Page	2944 / 0880
Map Reference	MB 7 PG 6
Instrument Date	Jan 10, 2019
Instrument	2201526
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CORAL REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	888 BRICKELL KEY DR APT 1008, 888, MIAMI, FL 33131-2664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 HUNT VALLEY DR, GLENWOOD, MD 21738-9640

Mortgage

Document Number	0002201528
Date	Jan 14, 2019
Instrument	2201528

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,897,211 (+5.99%)	$1,986,352 (+10.97%) Land $1,414,400 Building $571,952
2024	$14,760.00 (+2.93%)
2023	$14,340.00 (+36.81%) Homeowner's exemption	$1,790,042 (+23.48%) Land $1,248,000 Building $542,042	$1,790,042 (+23.48%) Land $1,248,000 Building $542,042
2022	$10,482.00	$1,449,699 Land $904,800 Building $544,899	$1,449,699 Land $904,800 Building $544,899

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879706002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 425 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured 532 under condo master policies
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022, other causes, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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