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15 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 15 Mutiny Pl, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,010 sqft · built 1988
Lot Size0.257 acres (11,202 sqft)
OwnerIndividual Name on File
Last Sale$3,000,000 (Dec 2025)
Tax Bill$16,002 (2024)
Deeds & MortgagesNov 2024 Mortgage
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone VE (high risk)
APN00496131-005200

Property Details

APN / Parcel Number

Primary APN00496131-005200
Alternative APNs
  • 31613900496131005200
  • 1612821

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area3,010 sqft Living Area
Gross Area4,418 sqft
1st Floor Area2,658 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area11,202 sqft (0.257 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,408 sqft

Exterior Amenities

Pool Area432 sqft
PorchFlorida Room
Porch Area1,468 sqft
Patio Area3,000 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1612821
Street Address15 MUTINY PL
CityKEY LARGO
StateFL
Zip33037-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 3 LT 8 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR755-159 OR784-1106 OR798-2448 OR1769-735 OR2434-999/1000 OR3095-2397 OR3098-263
Legal Range39E
Legal Township61S
Legal Section31
Legal SubdivisionBUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block3
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2024
Census Tract970600

Owner

Source: Monroe County records · APN 00496131-005200

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address15 MUTINY PL, KEY LARGO, FL 33037-2326
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2024Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Dec 19, 2025Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
May 17, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 10, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2025 · Amount on Record
Deed SaleDec 19, 2025 · Amount on Record
Prior SaleMay 17, 2021 · Amount on Record
Deed Document Number20252526141
Deed Book / Page3358 / 2243
Prior Transfer DateApr 30, 2021
Prior Transfer Doc0030952397
Record UpdatedJun 08, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address15 MUTINY PL, KEY LARGO, FL 33037-2326
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 MUTINY PLACE, KEY LARGO, FL 33037

Mortgage

Document Number0032990363
DateNov 07, 2024
Book Page3299/363
Instrument2479892
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueNov 01, 2064

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 19, 2025
Property Address15 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0033582243
Book / Page3358 / 2243
Map ReferenceMB 7 PG 6
Instrument DateDec 16, 2025
Instrument2526141
Transaction TypeTransfer
Record UpdatedJan 15, 2026
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$21,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address919 IRON OAK WAY, THE VILLAGES, FL 32163-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number0033582245
DateDec 19, 2025
Instrument3358/2245
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateJan 01, 2033
Change FrequencyAnnually
Min Rate At Change3.62%
Max Rate At Change7.62%
Index1-Year CMT
Max Rate11.6%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 17, 2021
Property Address15 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0030980263
Book / Page3098 / 263
Map ReferenceMB 7 PG 6
Instrument DateMay 12, 2021
Instrument2320174
Transaction TypeTransfer
Record UpdatedJun 02, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$14,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address38 HEATHFIELD ADEL, 38, LEEDS XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number3098265
DateMay 17, 2021
Instrument3098/265
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateMay 10, 2021
Property Address15 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0030952397
Book / Page3095 / 2397
Map ReferenceMB 7 PG 6
Instrument DateApr 30, 2021
Instrument2318541
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address58 HEATHFIELD, ADEL XX

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,529,513 (+32.71%) Land $1,553,941 Building $975,572$2,529,513 (+13.11%) Land $1,553,941 Building $975,572
2024$16,002.00 (+2.79%)
2023$15,568.00 (+6.54%) Homeowner's exemption$1,906,054 (+3%)$2,236,374 (+20.85%) Land $1,371,125 Building $865,249
2022$14,613.00 Homeowner's exemption$1,850,538 Land $994,065 Building $856,473$1,850,538 Land $994,065 Building $856,473

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation12.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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