3 Morningside Dr, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 3 Morningside Dr, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	5,472 sqft · built 2016
Lot Size	1.23 acres (53,579 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Feb 2017)
Tax Bill	$42,290 (2025)
Deeds & Mortgages	Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-01102-0000-00023-05`

Property Details

APN / Parcel Number

Primary APN	`48-01102-0000-00023-05`
Alternative APN	`48011020000000230005`

Interior

Building Area	5,472 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	53,579 sqft (1.23 acres)

Location & Zoning

Street Address	3 MORNINGSIDE DR
City	RAMSEY
State	NJ
Zip	07446-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.230AC
Legal Subdivision	SWAN ESTATES
Legal Block	1102
Legal Lot Number	23.05
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1000
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MORNINGSIDE DR, RAMSEY, NJ 07446-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2017 · Amount on Record
Deed Sale	Feb 10, 2017 · Amount on Record
Deed Document Number	201713441
Deed Book / Page	2532 / 560
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 10, 2017
Property Address	3 MORNINGSIDE DR, RAMSEY, NJ 07446-1006
Document Number	0025320560
Book / Page	002532 / 000560
Instrument Date	Jan 11, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	61 CREST RD RAMSEY NJ 074461618, RAMSEY, NJ 07446-1618

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,053,000 (-0.04%) Land $418,100 Building $1,634,900	$2,053,000 (-0.04%) Land $418,100 Building $1,634,900
2025	$42,290.00 (-3.07%)	$2,053,900 (+32.85%) Land $418,100 Building $1,635,800	$2,053,900 (+32.85%) Land $418,100 Building $1,635,800
2024	$43,628.00 (+7.59%)
2023		$1,546,000 Land $318,400 Building $1,227,600	$1,546,000 Land $318,400 Building $1,227,600
2022	$40,551.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300