Bergen County and Ramsey Borough property record for 2 Morningside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 7,230 sqft · built 2005 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,750,000 (Sep 2016) |
| Tax Bill | $49,735 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01102-0000-00023-01 |
| Primary APN | 48-01102-0000-00023-01 |
|---|---|
| Alternative APN |
|
| Building Area | 7,230 sqft Living Area |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 41,382 sqft (0.95 acres) |
| Street Address | 2 MORNINGSIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.950AC |
| Legal Subdivision | SWAN ESTATES |
| Legal Block | 1102 |
| Legal Lot Number | 23.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 MORNINGSIDE DR, RAMSEY, NJ 07446-1046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2016 · Amount on Record |
| Deed Sale | Sep 14, 2016 · Amount on Record |
| Prior Sale | Feb 21, 2003 · Amount on Record |
| Deed Document Number | 201669336 |
| Deed Book / Page | 2373 / 873 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,433,600 (+0.75%) Land $456,100 Building $1,977,500 | $2,433,600 (+0.75%) Land $456,100 Building $1,977,500 | |
| 2025 | $49,735.00 (-2.09%) | $2,415,500 (+34.19%) Land $456,100 Building $1,959,400 | $2,415,500 (+34.19%) Land $456,100 Building $1,959,400 |
| 2024 | $50,796.00 (+7.59%) | ||
| 2023 | $1,800,000 (-) Land $346,800 Building $1,453,200 | $1,800,000 (-) Land $346,800 Building $1,453,200 | |
| 2022 | $47,214.00 (+1.16%) | $1,800,000 Land $346,800 Building $1,453,200 | $1,800,000 Land $346,800 Building $1,453,200 |
| 2021 | $46,674.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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