Bergen County and Ramsey Borough property record for 1 Morningside Dr, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 8,180 sqft · built 2002 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,950,000 (Oct 2023) |
| Tax Bill | $45,784 (2025) |
| Deeds & Mortgages | Oct 2023 Sale Feb 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-01102-0000-00023-06 |
| Primary APN | 48-01102-0000-00023-06 |
|---|---|
| Alternative APN |
|
| Building Area | 8,180 sqft Living Area |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 76,230 sqft (1.75 acres) |
| Street Address | 1 MORNINGSIDE DR |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.750AC |
| Legal Subdivision | SWAN ESTATES |
| Legal Block | 1102 |
| Legal Lot Number | 23.06 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed, Transfer EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC |
| Feb 19, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Aug 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Jul 22, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Deed Document Number | 202370659 |
| Deed Book / Page | 5114 / 781 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 26, 2023 |
| Property Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Document Number | 0051140781 |
| Book / Page | 5114 / 781 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023070659 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $40,570.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1680 LANDS END RD, LANTANA, FL 33462-4762 |
| Name | Verified Name |
|---|---|
| Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031820659 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 3182/659 |
| Instrument | 19-011760 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033161452 |
|---|---|
| Date | Aug 7, 2019 |
| Book Page | 3316/1452 |
| Instrument | 19-051522 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 1 MORNINGSIDE DR, RAMSEY, NJ 07446-1006 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033010168 |
|---|---|
| Date | Jul 22, 2019 |
| Book Page | 3301/168 |
| Instrument | 19-047174 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,209,900 (-0.62%) Land $472,600 Building $1,737,300 | $2,209,900 (-0.62%) Land $472,600 Building $1,737,300 | |
| 2025 | $45,784.00 (-7.29%) | $2,223,600 (-9.1%) Land $472,600 Building $1,751,000 | $2,223,600 (-9.1%) Land $472,600 Building $1,751,000 |
| 2024 | $49,385.00 (-23.03%) | ||
| 2023 | $2,446,100 (-) Land $359,300 Building $2,086,800 | $2,446,100 (-) Land $359,300 Building $2,086,800 | |
| 2022 | $64,161.00 (+1.16%) | $2,446,100 Land $359,300 Building $2,086,800 | $2,446,100 Land $359,300 Building $2,086,800 |
| 2021 | $63,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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