Jersey County property record for 3 Mill St, Elsah, IL 62028
| Property Type | Single Family Home |
|---|---|
| Details | 1,536 sqft · built 1880 |
| Lot Size | 0.169 acres (7,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Jul 2024) |
| Tax Bill | $4,107 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 01-406-001-00 |
| Primary APN | 01-406-001-00 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,536 sqft Total Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 7,344 sqft (0.169 acres) |
| Lot Dimensions | 68 ft deep x 108 ft wide |
| Account Number | 406-001-00 |
|---|---|
| Street Address | 3 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL TOWN OF ELSAH LOTS 1, 2, & 3 BLK 6 11-09 170K* 1880 2STY/BSMT 1536SQ / 1925 1STY/BSMT 649SQ 108X68 LOT |
| Legal Subdivision | ELSAH SITUATED |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 10300 |
Source: Jersey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 MILL ST, ELSAH, IL 62028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Deed Document Number | 2024174564 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Jul 26, 2024 |
| Property Address | 3 MILL ST, ELSAH, IL 62028 |
| Document Number | 202400174564 |
| Instrument Date | Jul 26, 2024 |
| Instrument | 202400174564 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 308 SPENCER ST, BETHALTO, IL 62010-1613 |
| Document Number | 202400174565 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | 202400174565 |
| Name | ROYAL BANKS OF MISSOURI |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.06% |
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,107.00 (-10.11%) | $69,355 (-15.33%) Land $21,525 Building $47,830 | $208,065 (-15.33%) Land $64,575 Building $143,490 |
| 2024 | $4,569.00 (-23.86%) | ||
| 2022 | $6,001.00 | $81,910 Land $18,015 Building $63,895 | $245,730 Land $54,045 Building $191,685 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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