Jersey County property record for 15 Mill St, Elsah, IL 62028 · Last verified August 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 1986 |
| Square Footage | 1,968 sqft Total Area |
| Lot Size | 2,400 sqft (0.055 acres) |
| Last Sale | $486,000 (2025) |
| Tax Bill | $5,785.00 (2025) |
Source: Jersey County records · APN 01-407-004-00
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4226 BATES ST, SAINT LOUIS, MO 63116-2933 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CNB BANK & TRUST NA |
| Sep 17, 2013 | Deed of Trust, Mortgage · Commercial Mortgage CNB BANK AND TRUST NA |
| Oct 02, 2025 | Warranty Deed, Transfer CENTRAL BANK & TRUST CO |
| Mar 15, 2006 | Quit Claim Deed, Transfer Quitclaim Document |
| Nov 17, 2005 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2025 · Amount on Record |
| Deed Sale | Oct 02, 2025 · Amount on Record |
| Deed Doc Number | 2025178130 |
| Prior Transfer Date | Mar 07, 2006 |
| Prior Transfer Doc | 001328/230 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 15 MILL ST, ELSAH, IL 62028-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002064/125 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 2064/125 |
| Instrument | 201700149944 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 15 MILL ST, ELSAH, IL 62028-1001 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001862/55 |
|---|---|
| Date | Sep 17, 2013 |
| Book Page | 1862/55 |
| Name | CNB BANK AND TRUST NA |
|---|---|
| Address | ALTON, IL 62002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 13, 2033 |
| Rate | 4.9% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Oct 02, 2025 |
| Property Address | 15 MILL ST, ELSAH, IL 62028-1001 |
| Document Number | 202500178130 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 202500178130 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4226 BATES ST, SAINT LOUIS, MO 63116-2933 |
| Document Number | 202500178131 |
|---|---|
| Date | Oct 02, 2025 |
| Instrument | 202500178131 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Mar 15, 2006 |
| Property Address | 15 MILL ST, ELSAH, IL 62028-1001 |
| Document Number | 001328/230 |
| Book / Page | 1328 / 230 |
| Instrument Date | Mar 07, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Nov 17, 2005 |
| Property Address | 15 MILL ST, ELSAH, IL 62028-1001 |
| Document Number | 001302/117 |
| Book / Page | 1302 / 117 |
| Instrument Date | Nov 14, 2005 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Jersey County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,785.00 (-1.43%) | $89,080 (+1.5%) Land $8,610 Building $80,470 | $267,240 (+1.5%) Land $25,830 Building $241,410 |
| 2024 | $5,869.00 (+73.33%) | $87,765 (+89.89%) Land $8,485 Building $79,280 | $263,295 (+89.89%) Land $25,455 Building $237,840 |
| 2022 | $3,386.00 | $46,220 Land $7,210 Building $39,010 | $138,660 Land $21,630 Building $117,030 |
Source: FEMA National Flood Hazard Layer, Jersey County (17083C), updated April 2, 2009 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 01-407-004-00 |
|---|---|
| Alternative APN |
|
| Building Area | 1,968 sqft Total Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 2,400 sqft (0.055 acres) |
| Depth X Width | 60 ft x 40 ft Depth x Width |
| Account Number | 407-004-00 |
|---|---|
| Street Address | 15 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028-1001 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | ORIGINAL TOWN OF ELSAH LOT 4 BLK 7 9-13 323.5K* 1986 2STY/BSMT 1968SQ 40X60 LOT |
| Legal Subdivision | VILLAGE OF ELSAH |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | JERSEY IL |
| Minor Civil Division | ELSAH |
| Census Blockgroup | 1 |
| Census Block | 1026 |
| Census Tract | 10300 |
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