Jersey County property record for 17 Mill St, Elsah, IL 62028
| Property Type | Commercial |
|---|---|
| Details | 2,304 sqft · built 1991 |
| Lot Size | 0.078 acres (3,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $486,000 (Oct 2025) |
| Tax Bill | $6,157 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-407-005-00 |
| Primary APN | 01-407-005-00 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Total Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 3,400 sqft (0.078 acres) |
| Lot Dimensions | 68 ft deep x 50 ft wide |
| Account Number | 407-005-00 |
|---|---|
| Street Address | 17 MILL ST |
| City | ELSAH |
| State | IL |
| Zip | 62028 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ORIGINAL TOWN OF ELSAH LOT 5 BLK 7 9-13 323.5K*, 11-05 350K,12-86 21K 1991 2STY/BSMT 2304SQ 50X68 LOT |
| Legal Subdivision | VILLAGE OF ELSAH |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | JERSEY IL |
| Township / Civil Division | ELSAH |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 10300 |
17 Mill St, a commercial property, is owned by two individuals who bought it in October 2025.
Source: Jersey County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4226 BATES ST, SAINT LOUIS, MO 63116-2933 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CNB BANK & TRUST NA |
| Oct 2, 2025 | Warranty Deed, Transfer CENTRAL BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Deed Document Number | 2025178130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JERSEY IL |
| Property Address | 17 MILL ST, ELSAH, IL 62028 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002064/125 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 2064/125 |
| Instrument | 201700149944 |
| Name | CNB BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | ALTON, IL 62002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JERSEY IL |
| Recording Date | Oct 2, 2025 |
| Property Address | 17 MILL ST, ELSAH, IL 62028 |
| Document Number | 202500178130 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 202500178130 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4226 BATES ST, SAINT LOUIS, MO 63116-2933 |
| Document Number | 202500178131 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 202500178131 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 17 Mill St was $6,157, down 1.4% from the year before.
Source: Jersey County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jersey County |
| County Subdivision | Elsah Township |
| Municipality | Elsah Village |
| Unified School District | Jersey Community Unit School District 100 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,157.00 (-1.42%) | $94,815 (+1.5%) Land $8,610 Building $86,205 | $284,445 (+1.5%) Land $25,830 Building $258,615 |
| 2024 | $6,246.00 | $93,415 Land $8,485 Building $84,930 | $280,245 Land $25,455 Building $254,790 |
| 2022 | $4,374.00 | $59,705 Land $7,210 Building $52,495 | $179,115 Land $21,630 Building $157,485 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 17 Mill St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 17 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Grafton Technologies Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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