Albany County and Colonie Town property record for 3 Memory Ln, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 960 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Garage | Attached, 360 sqft |
| Last Sale | $281,500 (2025) |
| Tax Bill | $4,007.00 (2025) |
| Primary APN | 012689 16.4-3-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 960 sqft Living Area |
| 1st Floor | 960 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 9,148 sqft (0.21 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 360 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Porch Area | 120 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01600400030260000000 |
|---|---|
| Street Address | 3 MEMORY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N-5 E-39 KALLEN AV S-60-63 |
| Legal Subdivision | LANDS OF HELEN P HALEY |
| Legal Block | 3 |
| Legal Lot Number | 26.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 16.4-3-26
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5209 HARMONY MLS W, COHOES, NY 12047-1477 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| May 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Dec 23, 2014 · Amount on Record |
| Deed Doc Number | 20258937 |
| Prior Transfer Date | Apr 03, 2003 |
| Prior Transfer Doc | 2736000301 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 3 MEMORY LN, SCHENECTADY, NY 12304-4529 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 30 MEMORY LN, SCHENECTADY, NY 12306-3440 |
| Document Number | 0000003296 |
|---|---|
| Date | Feb 02, 2022 |
| Instrument | R2022-03296 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | May 21, 2025 |
| Property Address | 3 MEMORY LN, SCHENECTADY, NY 12304-4529 |
| Document Number | 0000000937 |
| Map Reference | MAP 2620 DR 144 |
| Instrument Date | May 13, 2025 |
| Instrument | R2025-8937 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,126.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 MEMORY LN, SCHENECTADY, NY 12304-4529 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5209 HARMONY MLS W, COHOES, NY 12047-1477 |
| Document Number | 0000000938 |
|---|---|
| Date | May 21, 2025 |
| Instrument | R2025-8938 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2055 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,007.00 (+13.48%) | $80,200 (-) Land $20,000 Building $60,200 | $183,500 (+9.83%) Land $45,761 Building $137,739 |
| 2024 | $80,200 (-) Land $20,000 Building $60,200 | $167,083 (+6.22%) Land $41,667 Building $125,416 | |
| 2023 | $80,200 (-) Land $20,000 Building $60,200 | $157,300 (+9.34%) Land $39,227 Building $118,073 | |
| 2022 | $80,200 Land $20,000 Building $60,200 | $143,857 Land $35,875 Building $107,982 | |
| 2021 | $3,531.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures