1 Memory Ln, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 1 Memory Ln, Schenectady, NY 12304 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1946
Square Footage	990 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Garage	Attached, 330 sqft
Last Sale	$200,000 (2025)
Tax Bill	$3,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`012689 16.4-3-25`
Alternative APNs	`268901600400030250000000` `01600400030250000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	990 sqft Living Area
1st Floor	990 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	13,504 sqft (0.31 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	330 sqft Garage
Shed	1 Shed
Shed Area	96 sqft Shed
Porch Area	189 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	01600400030250000000
Street Address	1 MEMORY LN
City	SCHENECTADY
State	NY
Zip	12304-4529
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LF EST HOUGH V N-61 E-KALLEN AVE S-48-76
Legal Block	3
Legal Lot Number	25.000
Jurisdiction	ALBANY NY
Minor Civil Division	COLONIE
Census Blockgroup	3
Census Block	3016
Census Tract	13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.4-3-25

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1571 CENTRAL AVE, ALBANY, NY 12205-2405
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2025 · Amount on Record
Deed Sale	Dec 08, 2025 · Amount on Record
Prior Sale	Dec 07, 2005 · Amount on Record
Deed Doc Number	202522437
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1 MEMORY LN, SCHENECTADY, NY 12304-4529
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 MOROCCO LN, SCHENECTADY, NY 12304-8505

Mortgage

Document Number	0000000023
Date	Jan 09, 2023
Instrument	R2023-423

Lender

Name	BALLSTON SPA NATIONAL BANK
Type	Bank
Address	BALLSTON SPA, NY 12020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jan 01, 2033
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	11%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,967.00 (+12.6%)	$80,000 (-) Land $20,000 Building $60,000	$183,100 (+16.7%) Land $45,775 Building $137,325
2023		$80,000 (-) Land $20,000 Building $60,000	$156,900 (+9.34%) Land $39,225 Building $117,675
2022		$80,000 Land $20,000 Building $60,000	$143,498 Land $35,874 Building $107,624
2021	$3,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 5% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.