Albany County and Colonie Town property record for 6 Memory Ln, Schenectady, NY 12304 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1953 |
| Square Footage | 1,080 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $195,500 (2025) |
| Tax Bill | $3,619.00 (2025) |
| Primary APN | 012689 16.4-3-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,080 sqft Living Area |
| 1st Floor | 1,080 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 90 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 324 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 01600400030280000000 |
|---|---|
| Street Address | 6 MEMORY LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4584 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 12 N-4028 E-MEMORY LA S-16-87 |
| Legal Block | 3 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ALBANY NY |
| Minor Civil Division | COLONIE |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 13803 |
Source: Albany County and Colonie Town records · APN 012689 16.4-3-28
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 DEVONSHIRE WAY, HALFMOON, NY 12065-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Dec 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Deed Doc Number | 202521771 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 6 MEMORY LN, SCHENECTADY, NY 12304-4584 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 23 DEVONSHIRE WAY, HALFMOON, NY 12065-3230 |
| Document Number | 0000001772 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | R2025-21772 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 6 MEMORY LN, SCHENECTADY, NY 12304-4584 |
| Document Number | 0000017148 |
| Instrument Date | Aug 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 6 MEMORY LN SCHENECTADY NY 123044584, SCHENECTADY, NY 12304-4584 |
| Document Number | 0000017148 |
|---|---|
| Date | Aug 20, 2019 |
| Instrument | 17148 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 19, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 6 MEMORY LN, SCHENECTADY, NY 12304-4584 |
| Document Number | 0000028423 |
| Instrument Date | Dec 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 6 MEMORY LN SCHENECTADY NY 123044584, SCHENECTADY, NY 12304-4584 |
| Document Number | 0000028423 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 28423 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,619.00 (-0.33%) Homeowner's exemption Senior Citizen's exemption | $79,400 (-) Land $19,800 Building $59,600 | $181,700 (+16.7%) Land $45,311 Building $136,389 |
| 2023 | $79,400 (-) Land $19,800 Building $59,600 | $155,700 (+9.32%) Land $38,827 Building $116,873 | |
| 2022 | $79,400 Land $19,800 Building $59,600 | $142,422 Land $35,516 Building $106,906 | |
| 2021 | $3,631.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 7% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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