3 Manor Forest Cir, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 3 Manor Forest Cir, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,841 sqft · built 2006
Lot Size	2.91 acres (127,008 sqft)
Owner	Trust Name on File
Last Sale	$225,000 (Dec 2004)
Tax Bill	$11,009 (2026)
Deeds & Mortgages	Oct 2018 Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0055 B:000B L:0011-15`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0055 B:000B L:0011-15`
Alternative APNs	`CHRL M:0055 B:000B L:0011-15` `M:0055 B:000B L:0011=15`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,841 sqft Living Area
Gross Area	8,914 sqft
Basement Area	2,165 sqft
Unfinished Basement	2,165 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	127,008 sqft (2.91 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	3 MANOR FOREST CIR
City	CHARLTON
State	MA
Zip	01507-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	B
Legal Lot Number	11-15
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	3
Census Block	3012
Census Tract	756102

Owner

3 Manor Forest Cir is owner-occupied and held in a trust since July 2021.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3 MANOR FOREST CIR, CHARLTON, MA 01507-1488
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · ARM WEBSTER FIRST FCU
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Jul 26, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2004 · Amount on File
Deed Sale	Dec 16, 2004 · Amount on File
Deed Book / Page	35313 / 120
Last Transfer Date	Jul 22, 2021
Transfer Doc	065691-292
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	3 MANOR FOREST CIR, CHARLTON, MA 01507-1488
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	059611-321
Date	Oct 29, 2018
Book Page	59611/321
Instrument	114679

Lender

Name	WEBSTER FIRST FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.88%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	3 MANOR FOREST CIR, CHARLTON, MA 01507-1488
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062413-167
Date	May 18, 2020
Book Page	62413/167
Instrument	50300

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Jul 26, 2021
Property Address	3 MANOR FOREST CIR, CHARLTON, MA 01507-1488
Document Number	065691-292
Book / Page	65691 / 292
Instrument Date	Jul 22, 2021
Instrument	103918
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MANOR FOREST CIR, CHARLTON, MA 01507-1488

Tax Assessment & Valuation

The 2026 property tax bill for 3 Manor Forest Cir was $11,009, up 4.3% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,009.00 (+4.25%)	$1,006,300 (+6.06%) Land $125,100 Building $881,200	$821,074 (+7.67%)
2025	$10,560.00 (+3.82%)	$948,800 (+5.79%) Land $119,100 Building $829,700	$762,565 (-0.45%)
2024	$10,171.00 (+2.7%)	$896,900 (+10.21%) Land $112,700 Building $784,200	$765,985
2023	$9,904.00	$813,800 Land $110,400 Building $703,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Manor Forest Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Manor Forest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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