3 Lenape Trl, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Lenape Trl, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,440 sqft · built 1977
Lot Size	0.89 acres (38,768 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Oct 2017)
Tax Bill	$12,709 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-01302-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`63-01302-0000-00009`
Alternative APNs	`630130200009` `182290`

Interior

Building Area	2,440 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	38,768 sqft (0.89 acres)

Location & Zoning

Account Number	182290
Street Address	3 LENAPE TRL
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.890 AC
Legal Subdivision	CYNTHIA ACRES SEC 2
Legal Block	1302
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3024
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Oct 10, 2017	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Prior Sale	Jul 27, 1992 · Amount on Record
Deed Document Number	201775425
Deed Book / Page	2745 / 1639
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	3 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	1ST RATE TTL & SETMNT SVCS L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039031540
Date	Jan 8, 2021
Book Page	3903/1540
Instrument	21-003260

Lender

Name	1ST 2ND MORTGAGE CO OF NEW JERSEY INC
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 10, 2017
Property Address	3 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Document Number	0027451639
Book / Page	02745 / 1639
Instrument Date	Sep 13, 2017
Instrument	17-075425
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,874.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	861 CLOVER CT, 861, LONG CREEK, SC 29658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412

Mortgage

Document Number	0027451645
Date	Oct 10, 2017
Book Page	02745/1645
Instrument	17-075425.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,700 (-) Land $305,600 Building $185,100	$490,700 (-) Land $305,600 Building $185,100
2025	$12,709.00 (+1.73%)	$490,700 (-) Land $305,600 Building $185,100	$490,700 (-) Land $305,600 Building $185,100
2024	$12,493.00 (+2.95%)
2023		$490,700 Land $305,600 Building $185,100	$490,700 Land $305,600 Building $185,100
2022	$12,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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