20 Lenape Trl, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 20 Lenape Trl, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,642 sqft · built 1977
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Feb 2017)
Tax Bill	$13,038 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01303-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`63-01303-0000-00013`
Alternative APN	`630130300013`

Interior

Building Area	2,642 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	41,818 sqft (0.96 acres)

Location & Zoning

Street Address	20 LENAPE TRL
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.960 AC
Legal Subdivision	LP MARRON & CO
Legal Block	1303
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3023
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Jun 2, 2017	Quit Claim Deed, Transfer · Conventional Mortgage NJ LENDERS
Feb 23, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2017 · Amount on Record
Deed Sale	Feb 23, 2017 · Amount on Record
Deed Document Number	201716848
Deed Book / Page	2543 / 553
Last Transfer Date	May 15, 2017
Transfer Doc	0026271379
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2413
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042121598
Date	Jun 15, 2021
Book Page	4212/1598
Instrument	2021095563

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 2, 2017
Property Address	20 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2413
Document Number	0026271372
Book / Page	002627 / 001372
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 LENAPE TRL UPPER SADDLE RIVER NJ 074582413, UPPER SADDLE RIVER, NJ 07458-2413

Mortgage

Document Number	26271379
Date	Jun 2, 2017
Book Page	002627/001379

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 23, 2017
Property Address	20 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2413
Document Number	0025430553
Book / Page	002543 / 000553
Instrument Date	Feb 13, 2017
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LENAPE TRL UPPER SADDLE RIVER NJ 074582413, UPPER SADDLE RIVER, NJ 07458-2413

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,400 (-) Land $308,400 Building $195,000	$503,400 (-) Land $308,400 Building $195,000
2025	$13,038.00 (+1.72%)	$503,400 (-) Land $308,400 Building $195,000	$503,400 (-) Land $308,400 Building $195,000
2024	$12,817.00 (+2.96%)
2023		$503,400 Land $308,400 Building $195,000	$503,400 Land $308,400 Building $195,000
2022	$12,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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