11 Lenape Trl, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 11 Lenape Trl, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,749 sqft · built 1977
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Trust Names on File
Last Sale	$765,000 (Nov 2019)
Tax Bill	$12,779 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`63-01302-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`63-01302-0000-00011`
Alternative APNs	`630130200011` `182270`

Interior

Stories	1 Story
Building Area	2,749 sqft Living Area
1st Floor Area	2,749 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	182270
Street Address	11 LENAPE TRL
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	CYNTHIA ACRES SEC #2
Legal Block	1302
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	3
Census Block	3024
Census Tract	53201

Owner

11 Lenape Trl is owner-occupied and held in a trust since November 2019.

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 18, 2020	Deed of Trust, Mortgage ATLANTIC HM LOANS
Aug 9, 2019	Deed of Trust, Transfer ATLANTIC HM LOANS
Aug 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Deed Document Number	201974682
Deed Book / Page	3396 / 1581
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0033200760
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412

Mortgage

Document Number	0056620540
Date	Dec 3, 2025
Book Page	5662/540
Instrument	2025082431

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Nov 15, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Document Number	0036391041
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	CARNEGIE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 LENAPE TRL UPPER SADDLE RIVER NJ 074582412, UPPER SADDLE RIVER, NJ 07458-2412

Mortgage

Document Number	0036391041
Date	Jul 10, 2020
Book Page	003639/001041
Instrument	20064414

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

August 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Document Number	0033961588
Instrument Date	Aug 9, 2019
Transaction Type	Transfer
Record Updated	Nov 15, 2019
Title Company	CARNEGIE TITLE LLC

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LENAPE TRL UPPER SADDLE RIVER NJ 074582412, UPPER SADDLE RIVER, NJ 07458-2412

Mortgage

Document Number	0033961588
Date	Nov 4, 2019
Book Page	003396/001588
Instrument	74682

Lender

Name	ATLANTIC HM LOANS
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2019
Property Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Document Number	0033200760
Book / Page	003320 / 000760
Instrument Date	Jul 24, 2019
Instrument	52570
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LENAPE TRL UPPER SADDLE RIVER NJ 074582412, UPPER SADDLE RIVER, NJ 07458-2412

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 4, 2019
Property Address	11 LENAPE TRL, UPPER SADDLE RIVER, NJ 07458-2412
Document Number	0032132477
Book / Page	003213 / 002477
Instrument Date	Mar 31, 2019
Instrument	21340
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 LENAPE TRL UPPER SADDLE RIVER NJ 074582412, UPPER SADDLE RIVER, NJ 07458-2412

Tax Assessment & Valuation

The 2025 property tax bill for 11 Lenape Trl was $12,779, up 1.7% from the year before.

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,400 (-) Land $304,400 Building $189,000	$493,400 (-) Land $304,400 Building $189,000
2025	$12,779.00 (+1.73%)	$493,400 Land $304,400 Building $189,000	$493,400 Land $304,400 Building $189,000
2024	$12,562.00
2023		$493,400 Land $304,400 Building $189,000	$493,400 Land $304,400 Building $189,000
2022	$12,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Lenape Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2021–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Lenape Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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