3 John Francis Ln, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 3 John Francis Ln, Acton, MA 01720

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,096 sqft · built 2014
Lot Size	23.9 acres (1,044,634 sqft)
Owner	Trust Name on Record
Last Sale	$389,900 (Oct 2014)
Tax Bill	$11,491 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jan 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C5 1279`

Property Details

APN / Parcel Number

Primary APN	`C5 1279`
Alternative APN	`ACTO M:00C5 B:1279 L:0000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
Gross Area	4,126 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Lot Area	1,044,634 sqft (23.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	C5 1279
Street Address	3 JOHN FRANCIS LN
City	ACTON
State	MA
Zip	01720-4193
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SM
Legal Block	1279
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2004
Census Tract	363106

Owner

Source: Middlesex County and Acton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	3 JOHN FRANCIS LN, ACTON, MA 01720-4193
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	2014159096
Deed Book / Page	64381 / 213
Last Transfer Date	Jun 16, 2022
Transfer Doc	080291-258
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ACTON MA
Recording Date	Jun 16, 2022
Property Address	3 JOHN FRANCIS LN, ACTON, MA 01720-4193
Document Number	080291-258
Book / Page	80291 / 258
Instrument Date	Jun 16, 2022
Instrument	91316
Transaction Type	Transfer
Record Updated	Jul 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 JOHN FRANCIS LN # 79, 79, ACTON, MA 01720-4193

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	3 JOHN FRANCIS LN, ACTON, MA 01720-4193
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079577-280
Date	Jan 24, 2022
Book Page	79577/280
Instrument	12485

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Acton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,491.00 (+5.99%)	$670,000 (+3.01%) Building $670,000	$667,090 (+5.8%)
2024	$10,842.00 (+5.96%)	$650,400 (+11.62%) Building $650,400	$630,515
2023	$10,232.00	$582,700 Building $582,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACTON WATER SUPPLY DISTRICT serves 21,285 people · EPA ID MA2002000
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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