3 Jay Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 3 Jay Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,136 sqft · built 1963
Lot Size	0.319 acres (13,872 sqft)
Owner	2 Individual Names on Record
Last Sale	$536,000 (Jan 2021)
Tax Bill	$10,698 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00541-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`32-00541-0000-00034`
Alternative APNs	`320054100034` `9425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,136 sqft Living Area
1st Floor Area	2,136 sqft
Upper Floors Area	992 sqft
Basement Area	280 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	13,872 sqft (0.319 acres)
Lot Dimensions	136 ft deep x 102 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	9425
Street Address	3 JAY DR
City	MIDDLETOWN
State	NJ
Zip	07748-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	MAPLEWOOD TERRACE SEC 06
Legal Block	541
Legal Lot Number	34
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2010
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 JAY DR, MIDDLETOWN, NJ 07748-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage GATEWAY MTG GRP
Jan 27, 2021	Grant Deed, Transfer · Conventional with PMI GATEWAY MTG GRP
Oct 20, 2017	Deed of Trust, Mortgage · Conventional with PMI JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Document Number	202115344
Deed Book / Page	9477 / 2521
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 JAY DR, MIDDLETOWN, NJ 07748-1401
Document Number	0000015345
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	POLONIA TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 JAY DR MIDDLETOWN NJ 077481401, MIDDLETOWN, NJ 07748-1401

Mortgage

Document Number	0000015345
Date	Jan 27, 2021
Book Page	009477/002642
Instrument	15345

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 27, 2021
Property Address	3 JAY DR, MIDDLETOWN, NJ 07748-1401
Document Number	0000015344
Book / Page	009477 / 002521
Instrument Date	Dec 16, 2020
Instrument	15344
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	POLONIA TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 JAY DR MIDDLETOWN NJ 077481401, MIDDLETOWN, NJ 07748-1401

Mortgage

Document Number	15345
Date	Jan 27, 2021
Book Page	009477/002642
Instrument	15345

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 JAY DR, MIDDLETOWN, NJ 07748-1401
Document Number	0000108855
Book / Page	009257 / 004378
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 JAY DR MIDDLETOWN NJ 077481401, MIDDLETOWN, NJ 07748-1401

Mortgage

Document Number	0000108855
Date	Nov 3, 2017
Book Page	009257/004378
Instrument	108855

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2032

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$734,600 (+10.83%) Land $478,300 Building $256,300	$734,600 (+10.83%) Land $478,300 Building $256,300
2025	$10,698.00 (+3.51%)	$662,800 (+20.62%) Land $408,900 Building $253,900	$662,800 (+20.62%) Land $408,900 Building $253,900
2024	$10,335.00 (+10.46%)
2023		$549,500 Land $297,000 Building $252,500	$549,500 Land $297,000 Building $252,500
2022	$9,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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