14 Jay Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 14 Jay Dr, Middletown, NJ 07748

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,306 sqft · built 1977
Lot Size0.322 acres (14,031 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Aug 1997)
Tax Bill$11,764 (2025)
Deeds & MortgagesJun 2021 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-00564-0000-00018

Property Details

APN / Parcel Number

Primary APN32-00564-0000-00018
Alternative APNs
  • 320056400018
  • 8425

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,306 sqft Living Area
1st Floor Area2,306 sqft
Upper Floors Area1,414 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area14,031 sqft (0.322 acres)
Lot Dimensions115 ft deep x 122 ft wide
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Deck Area452 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number8425
Street Address14 JAY DR
CityMIDDLETOWN
StateNJ
Zip07748-1451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR22
Legal SubdivisionWILDER HOMES
Legal Block564
Legal Lot Number18
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group2
Census Block2012
Census Tract800701

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 JAY DR, MIDDLETOWN, NJ 07748-1451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2021Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 1997 · Amount on Record
Deed SaleAug 22, 1997 · Amount on Record
Deed Book / Page5640 / 720
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address14 JAY DR, MIDDLETOWN, NJ 07748-1451
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyMORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095173075
DateJun 4, 2021
Book Page9517/3075
Instrument2021089027
Lender
NameSANTANDER BANK NA
TypeBank
AddressREADING, PA 19602
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address14 JAY DR, MIDDLETOWN, NJ 07748-1451
Transaction TypeMortgage
Record UpdatedMay 26, 2021
Title CompanyNEW ERA TITLE AND SETTLEMENT LLC, NEW ERA TITLE & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095072983
DateMay 3, 2021
Book Page9507/2983
Instrument2021071283
Lender
NameSANTANDER BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$791,300 (+8.56%) Land $442,700 Building $348,600$791,300 (+8.56%) Land $442,700 Building $348,600
2025$11,764.00 (+8.83%)$728,900 (+21.99%) Land $383,400 Building $345,500$728,900 (+21.99%) Land $383,400 Building $345,500
2024$10,810.00 (-1.37%)
2023$597,500 Land $277,500 Building $320,000$597,500 Land $277,500 Building $320,000
2022$10,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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