10 Jay Dr, Middletown, NJ 07748 Property Records

Monmouth County and Middletown Township property record for 10 Jay Dr, Middletown, NJ 07748

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,260 sqft · built 1977
Lot Size	0.517 acres (22,499 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Nov 2023)
Tax Bill	$12,329 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00564-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`32-00564-0000-00017`
Alternative APNs	`320056400017` `8325`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
1st Floor Area	2,260 sqft
Upper Floors Area	1,120 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,499 sqft (0.517 acres)
Lot Dimensions	180 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8325
Street Address	10 JAY DR
City	MIDDLETOWN
State	NJ
Zip	07748-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R22
Legal Subdivision	WILDER HOMES
Legal Block	564
Legal Lot Number	17
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2012
Census Tract	800701

Owner

Source: Monmouth County and Middletown Township records · APN 32-00564-0000-00017

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 JAY DR, MIDDLETOWN, NJ 07748-1451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2023 · Amount on Record
Deed Sale	Nov 09, 2023 · Amount on Record
Deed Document Number	202378421
Deed Book / Page	9667 / 248
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 09, 2023
Property Address	10 JAY DR, MIDDLETOWN, NJ 07748-1451
Document Number	0096670248
Book / Page	9667 / 248
Instrument Date	Oct 29, 2023
Instrument	2023078421
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	NOT AVAILABLE, LEO FORTIS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,881.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	260 HARMONY RD, MIDDLETOWN, NJ 07748-1231

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 JAY DR, MIDDLETOWN, NJ 07748-1451

Mortgage

Document Number	2023078422
Date	Nov 09, 2023
Instrument	2023078422

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$832,700 (+9.01%) Land $496,400 Building $336,300	$832,700 (+9.01%) Land $496,400 Building $336,300
2025	$12,329.00 (+12.68%)	$763,900 (+41.28%) Land $426,300 Building $337,600	$763,900 (+41.28%) Land $426,300 Building $337,600
2024	$10,942.00 (+11.01%)
2023		$540,700 (+0.73%) Land $300,900 Building $239,800	$540,700 (+0.73%) Land $300,900 Building $239,800
2022	$9,857.00 (+19.99%) Veteran's exemption	$536,800 Land $300,900 Building $235,900	$536,800 Land $300,900 Building $235,900
2021	$8,215.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2015 · other causes

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Optimum Communications.

Based on FCC filings for 476 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.