3 Howe St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 3 Howe St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,049 sqft · built 1983
Lot Size	0.289 acres (12,600 sqft)
Owner	Company Name on Record
Tax Bill	$4,634 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:25 L:141`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:25 L:141`
Alternative APNs	`M:0025 B:0000 L:0141` `60517`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,049 sqft Living Area
Gross Area	2,195 sqft
1st Floor Area	1,049 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,600 sqft (0.289 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	60517
Street Address	3 HOWE ST
City	DRACUT
State	MA
Zip	01826-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	141
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4019
Census Tract	314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 HOWE ST, DRACUT, MA 01826-2311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance JEANNE D ARC CU
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JEANNE D'ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2015
Deed Sale	Jul 28, 2015
Prior Sale	Dec 19, 2008 · Amount on Record
Last Transfer Date	Jun 23, 2021
Transfer Doc	035928-241
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jun 28, 2021
Property Address	3 HOWE ST, DRACUT, MA 01826-2311
Document Number	035928-241
Book / Page	35928 / 241
Instrument Date	Jun 23, 2021
Instrument	37825
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HOWE ST, DRACUT, MA 01826-2311

Mortgage

Document Number	035928-244
Date	Jun 28, 2021
Book Page	35928/244
Instrument	37826

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	3 HOWE ST, DRACUT, MA 01826-2311
Document Number	31245-63
Book / Page	031245 / 000063
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

Mortgage

Document Number	31245-63
Date	Jun 29, 2017
Book Page	031245/000063
Instrument	27401

Lender

Name	JEANNE D'ARC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2037

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,634.00 (+2.66%)	$479,200 (+7.44%) Land $213,500 Building $265,700	$423,700 (-)
2025	$4,514.00 (-1.83%)	$446,000 (+1.36%) Land $195,800 Building $250,200	$423,700 (+4.38%)
2024	$4,598.00 (+0.15%)	$440,000 (+10.97%) Land $186,500 Building $253,500	$405,935
2023	$4,591.00	$396,500 Land $162,100 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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