17 Howe St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 17 Howe St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,972 sqft · built 1959
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Jul 2008)
Tax Bill	$6,214 (2026)
Deeds & Mortgages	Nov 2021 Refinance Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:25 L:143`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:25 L:143`
Alternative APNs	`M:0025 B:0000 L:0143` `427433`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,972 sqft Living Area
Gross Area	5,130 sqft
1st Floor Area	1,867 sqft
Basement Area	1,855 sqft
Unfinished Basement	1,855 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	427433
Street Address	17 HOWE ST
City	DRACUT
State	MA
Zip	01826-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	143
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	4
Census Block	4019
Census Tract	314102

Owner

17 Howe St is owner-occupied and held in a trust since September 2024.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	17 HOWE ST, DRACUT, MA 01826-2311
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU
Feb 28, 2017	Deed of Trust, Mortgage RESIDENTIAL MTG SVCS
Aug 9, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Jul 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage DIGITAL FCU
Mar 8, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2008 · Amount on File
Deed Sale	Jul 17, 2008 · Amount on File
Prior Sale	May 6, 2008 · Amount on File
Deed Document Number	200832871
Deed Book / Page	22323 / 170
Last Transfer Date	Sep 12, 2024
Transfer Doc	038755-110
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 HOWE ST, DRACUT, MA 01826-2311
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36535-30
Date	Nov 22, 2021
Book Page	36535/30
Instrument	67847

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 HOWE ST, DRACUT, MA 01826-2311
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30937-21
Date	Feb 28, 2017
Book Page	30937/21
Instrument	8426

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 HOWE ST, DRACUT, MA 01826-2311
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33235-135
Date	Aug 9, 2019
Book Page	33235/135
Instrument	33125

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	17 HOWE ST, DRACUT, MA 01826-2311
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34367-1
Date	Jul 16, 2020
Book Page	34367/1
Instrument	32084

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2060

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Mar 8, 2021
Property Address	17 HOWE ST, DRACUT, MA 01826-2311
Document Number	35435-203
Book / Page	35435 / 203
Instrument Date	Mar 4, 2021
Instrument	13654
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17 HOWE ST, DRACUT, MA 01826-2311

Tax Assessment & Valuation

The 2026 property tax bill for 17 Howe St was $6,214, up 1.1% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,214.00 (+1.12%)	$642,600 (+5.83%) Land $198,900 Building $443,700	$594,130 (-)
2025	$6,145.00 (+4.01%)	$607,200 (+7.39%) Land $182,500 Building $424,700	$594,130 (+7.79%)
2024	$5,908.00 (+3.23%)	$565,400 (+14.41%) Land $173,800 Building $391,600	$551,190
2023	$5,723.00	$494,200 Land $151,100 Building $343,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17 Howe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17 Howe St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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