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12 Howe St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 12 Howe St, Dracut, MA 01826

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 2,095 sqft · built 2016
Lot Size0.294 acres (12,790 sqft)
OwnerIndividual Name on Record
Last Sale$356,000 (May 2017)
Tax Bill$5,648 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:25 L:149

Property Details

APN / Parcel Number

Primary APNDRAC M:25 L:149
Alternative APNs
  • M:0025 B:0000 L:0149
  • 53415

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,095 sqft Living Area
Gross Area3,478 sqft
Basement Area596 sqft
Unfinished Basement596 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCondo/Apartment
Lot Area12,790 sqft (0.294 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number53415
Street Address12 HOWE ST
CityDRACUT
StateMA
Zip01826-2341
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1
Legal Lot Number149
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group4
Census Block4019
Census Tract314102

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 HOWE ST, DRACUT, MA 01826-2341
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2017 · Amount on Record
Deed SaleMay 2, 2017 · Amount on Record
Prior SaleFeb 27, 2015 · Amount on Record
Deed Book / Page31087 / 171
Transfer Doc031087-171
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address12 HOWE ST, DRACUT, MA 01826-2341
Document Number34877-139
Instrument DateOct 31, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 HOUDE ST DRACUT MA 01826, DRACUT, MA 01826

Mortgage

Document Number34877-139
DateNov 6, 2020
Book Page034877/000139
Instrument56636
Lender
NamePROVIDENT FNDG
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2050

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,648.00 (+1.02%)$584,100 (+5.72%) Building $584,100$463,315 (-)
2025$5,591.00 (+2.04%)$552,500 (+5.38%) Building $552,500$463,315 (+0.1%)
2024$5,479.00 (+5.63%)$524,300 (+17.06%) Building $524,300$462,840
2023$5,187.00$447,900 Building $447,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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