Orange County and Cornwall Town property record for 3 Howard St, Cornwall, NY 12518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,336 sqft · built 1930 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Aug 2019) |
| Tax Bill | $14,302 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 332489 13-1-4.2 |
| Primary APN | 332489 13-1-4.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,336 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 1,168 sqft |
| 2nd Floor Area | 1,168 sqft |
| Upper Floors Area | 270 sqft |
| Game Room | Game Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 152 ft deep x 75 ft wide |
| View / Lot | Suburban |
| Garage Type | Attached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 683 sqft |
| Patio Area | 324 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 13-1-4.2 |
|---|---|
| Street Address | 3 HOWARD ST |
| City | CORNWALL |
| State | NY |
| Zip | 12518-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 PTLT 21 M BROADHEADPROP 1990 |
| Legal Block | 1 |
| Legal Lot Number | 4.200 |
| Jurisdiction | ORANGE NY |
| Township / Civil Division | CORNWALL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13000 |
Source: Orange County and Cornwall Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 HOWARD ST, CORNWALL, NY 12518-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2019 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Aug 26, 2019 | Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP |
| Aug 6, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Aug 6, 2018 · Amount on Record |
| Deed Document Number | 201961648 |
| Deed Book / Page | 14614 / 1460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NY |
| Property Address | 3 HOWARD ST, CORNWALL, NY 12518-1307 |
| Document Number | 0000061649 |
| Instrument Date | Aug 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 970 SCHOPMANN DR #4 SECAUCUS NJ 070944041, 4, SECAUCUS, NJ 07094-4041 |
| Document Number | 0000061649 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 014614/001464 |
| Instrument | 61649 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Aug 26, 2019 |
| Property Address | 3 HOWARD ST, CORNWALL, NY 12518-1307 |
| Document Number | 0000061648 |
| Book / Page | 14614 / 1460 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 20190061648 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Title Company | TITLE RESOURCES GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 970 SCHOPMANN DR APT 4, 4, SECAUCUS, NJ 07094-4041 |
| Document Number | 0000061649 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 20190061649 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0000061648 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 14614/1460 |
| Instrument | 20190061648 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ORANGE NY |
| Recording Date | Aug 6, 2018 |
| Property Address | 3 HOWARD ST, CORNWALL, NY 12518-1307 |
| Document Number | 0000056970 |
| Book / Page | 14441 / 1476 |
| Instrument Date | Jul 10, 2018 |
| Instrument | 20180056970 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105, PEARL RIVER, NY 10965 |
Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Orange County |
| County Subdivision | Cornwall Town |
| Unified School District | Cornwall Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,800 (-) Land $76,900 Building $281,900 | $567,500 (+6.67%) | |
| 2024 | $14,302.00 | ||
| 2023 | $358,800 (-) Land $76,900 Building $281,900 | $532,000 (+11.88%) Land $114,021 Building $417,979 | |
| 2022 | $358,800 Land $76,900 Building $281,900 | $475,500 Land $101,912 Building $373,588 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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