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13 Howard St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 13 Howard St, Cornwall, NY 12518 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,862 sqft · built 1992
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Sep 2018)
Tax Bill$11,637 (2024)
Deeds & MortgagesSep 2018 Sale & Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN332489 13-1-5.1

Property Details

APN / Parcel Number

Primary APN332489 13-1-5.1
Alternative APNs
  • 248901300000010051000000
  • 13-1-5.1

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,862 sqft Living Area
Gross Area2,012 sqft
1st Floor Area1,064 sqft
Upper Floors Area798 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions168 ft deep x 70 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area699 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number13-1-5.1
Street Address13 HOWARD ST
CityCORNWALL
StateNY
Zip12518-1307
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 17 PTLT 18 M BROADHEADPROP 1990
Legal Block1
Legal Lot Number5.100
JurisdictionORANGE NY
Township / Civil DivisionCORNWALL
Census Block Group2
Census Block2000
Census Tract13000

Owner

Source: Orange County and Cornwall Town records · APN 332489 13-1-5.1

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13 HOWARD ST, CORNWALL, NY 12518-1307
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2018Deed, Transfer
UNITED WHOLESALE MORTGAGE
Jul 23, 2017Deed of Trust, Mortgage · Line of Credit
TD BK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Deed Document Number201865203
Deed Book / Page14457 / 414
Record UpdatedJun 08, 2026

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateSep 10, 2018
Property Address13 HOWARD ST, CORNWALL, NY 12518-1307
Document Number0000065203
Book / Page14457 / 414
Instrument DateAug 17, 2018
Instrument20180065203
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 PLEASANT AVE, PLEASANTVILLE, NY 10570-2818

Mortgage

Document Number0000065204
DateSep 10, 2018
Book Page0000014457/0000000418
Instrument20180065204
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount Recorded
Term352 Months
DueJan 01, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address13 HOWARD ST, CORNWALL, NY 12518-1307
Document Number0000057031
Book / Page014273 / 000656
Instrument DateJul 23, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2017
Title CompanyISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 HOWARD ST CORNWALL NY 125181307, CORNWALL, NY 12518-1307

Mortgage

Document Number0000057031
DateAug 11, 2017
Book Page014273/000656
Instrument57031
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Orange County and Cornwall Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCornwall Town
Unified School DistrictCornwall Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$291,300 (+1.75%) Land $76,900 Building $214,400$460,772 (+8.54%)
2024$11,637.00
2023$286,300 (-) Land $76,900 Building $209,400$424,500 (+11.86%) Land $114,020 Building $310,480
2022$286,300 Land $76,900 Building $209,400$379,500 Land $101,933 Building $277,567

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (36071C), updated September 26, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360710130002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims7 (1979–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimJul 2016, rainfall accumulation
Flood Events
  • Hurricane Irene (Aug 2011), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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