18 Howard St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 18 Howard St, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,269 sqft · built 1906
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Aug 2006)
Tax Bill	$9,520 (2024)
Deeds & Mortgages	Oct 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`332489 13-2-6`

Property Details

APN / Parcel Number

Primary APN	`332489 13-2-6`
Alternative APNs	`248901300000020060000000` `13-2-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,269 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	729 sqft
2nd Floor Area	540 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	137 ft deep x 50 ft wide
View / Lot	Suburban
Garage Type	Detached

Exterior Amenities

Porch	Covered Porch
Porch Area	299 sqft
Shed	1 Shed
Shed Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13-2-6
Street Address	18 HOWARD ST
City	CORNWALL
State	NY
Zip	12518-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	6.000
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	2
Census Block	2000
Census Tract	13000

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 HOWARD ST, CORNWALL, NY 12518-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2006 · Amount on Record
Deed Sale	Aug 30, 2006 · Amount on Record
Prior Sale	Feb 25, 2000 · Amount on Record
Deed Book / Page	12245 / 1551
Last Transfer Date	Sep 14, 2021
Transfer Doc	0000067625
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Oct 6, 2021
Property Address	18 HOWARD ST, CORNWALL, NY 12518-1308
Document Number	0000067625
Book / Page	15066 / 1848
Instrument Date	Sep 14, 2021
Instrument	20210067625
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HOWARD ST, CORNWALL, NY 12518-1308

Mortgage

Document Number	0000067626
Date	Oct 6, 2021
Book Page	15066/1583
Instrument	20210067626

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$228,700 (-) Land $63,500 Building $165,200	$361,800 (+6.69%)
2024	$9,520.00
2023		$228,700 (-) Land $63,500 Building $165,200	$339,100 (+11.88%) Land $94,153 Building $244,947
2022		$228,700 Land $63,500 Building $165,200	$303,100 Land $84,158 Building $218,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20