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3 Hidden Ledge Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 3 Hidden Ledge Rd, Manchester, MA 01944

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,942 sqft · built 1968
Lot Size0.762 acres (33,193 sqft)
Owner2 Individual Names on File
Last Sale$845,000 (Jun 2021)
Tax Bill$10,253 (2025)
Deeds & MortgagesOct 2021 Refinance
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNMANC M:0059 B:0000 L:0003

Property Details

APN / Parcel Number

Primary APNMANC M:0059 B:0000 L:0003

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area2,942 sqft Living Area
Gross Area4,204 sqft
Basement Area1,548 sqft
Unfinished Basement774 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleSplit Foyer
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,193 sqft (0.762 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address3 HIDDEN LEDGE RD
CityMANCHESTER
StateMA
Zip01944-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Lot Number3
JurisdictionMANCHESTER MA
Township / Civil DivisionMANCHESTER-BY-THE-SEA
Census Block Group4
Census Block4010
Census Tract218100

Owner

Source: Essex County and Manchester-by-the-Sea Town records · APN MANC M:0059 B:0000 L:0003

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1228
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Jun 30, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleOct 24, 2016
Deed Book / Page40042 / 293
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANCHESTER MA
Property Address3 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1228
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040384-362
DateOct 15, 2021
Book Page40384/362
Instrument20211015004700
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

June 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMANCHESTER MA
Recording DateJun 30, 2021
Property Address3 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1228
Document Number040042-293
Book / Page40042 / 293
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1228

Mortgage

Document Number0040042296
DateJun 30, 2021
Instrument40042/296
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Manchester-by-the-Sea Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionManchester-by-the-Sea Town
Unified School DistrictManchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,253.00 (+2.99%)$1,120,600 (+5.25%) Land $572,100 Building $548,500$1,049,750
2024$9,955.00 (+4.77%)$1,064,700 (+16.87%) Land $551,700 Building $513,000
2023$9,502.00$911,000 Land $490,400 Building $420,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092181004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims4 (1991–2018)
Most Recent ClaimJan 2018 · tidal / storm surge

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 178 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMANCHESTER BY THE SEA DPW
serves 5,201 people
Water SourceSurface water
Last State InspectionSep 2023
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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