Essex County and Manchester-by-the-Sea Town property record for 10 Hidden Ledge Rd, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,855 sqft · built 1979 |
| Lot Size | 1.06 acres (46,309 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,185,000 (Dec 2024) |
| Tax Bill | $10,034 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0059 B:0000 L:0016 |
| Primary APN | MANC M:0059 B:0000 L:0016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,855 sqft Living Area |
| Gross Area | 4,041 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 46,309 sqft (1.06 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 10 HIDDEN LEDGE RD |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Lot Number | 16 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 218100 |
10 Hidden Ledge Rd is owner-occupied and held in a trust since December 2024.
Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 10 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1227 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST COMPANY |
| Feb 25, 2026 | Deed of Trust, Mortgage ROCKLAND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2024 · Amount on File |
| Deed Sale | Dec 3, 2024 · Amount on File |
| Prior Sale | Apr 17, 2015 |
| Deed Document Number | 20243070 |
| Deed Book / Page | 42465 / 286 |
| Transfer Doc | 33990-263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Recording Date | Apr 28, 2026 |
| Property Address | 10 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1227 |
| Document Number | 043352-397 |
| Book / Page | 43352 / 397 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261560 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001560, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 43352/397 |
| Instrument | 20261560 |
| Name | ROCKLAND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 10 HIDDEN LEDGE RD, MANCHESTER, MA 01944-1227 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0043241-65 |
|---|---|
| Date | Feb 25, 2026 |
| Book Page | 43241/65 |
| Instrument | 20260225000900 |
| Name | ROCKLAND TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 10 Hidden Ledge Rd was $10,034, up 3.3% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,034.00 (+3.35%) | $1,096,600 (+5.6%) Land $567,200 Building $529,400 | $1,121,285 |
| 2024 | $9,709.00 (+2.11%) | $1,038,400 (+13.91%) Land $547,000 Building $491,400 | |
| 2023 | $9,508.00 | $911,600 Land $486,200 Building $425,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Hidden Ledge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 4 (1991–2018) |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Hidden Ledge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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