3 Five Points Rd, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 3 Five Points Rd, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,392 sqft · built 1907
Lot Size0.439 acres (19,110 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (Oct 2018)
Tax Bill$4,493 (2025)
Deeds & MortgagesMar 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00175-0000-00043

Property Details

APN / Parcel Number

Primary APN21-00175-0000-00043
Alternative APNs
  • 210017500043
  • 067600

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,392 sqft Living Area
1st Floor Area696 sqft
Upper Floors Area624 sqft
Basement Area696 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Architectural StyleTri-Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area19,110 sqft (0.439 acres)
Lot Dimensions195 ft deep x 98 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Account Number067600
Street Address3 FIVE POINTS RD
CityFREEHOLD
StateNJ
Zip07728-7836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOB01
Legal DescriptionALSO LOT 43-1 NIT 1A
Legal SubdivisionTOWNSHIP/HOWELL
Legal Block175
Legal Lot Number43
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2006
Census Tract811102

Owner

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 FIVE POINTS RD, FREEHOLD, NJ 07728-7836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 9, 2018Grant Deed, Transfer · Conventional with PMI
UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 9, 2018 · Amount on Record
Deed SaleOct 9, 2018 · Amount on Record
Prior SaleJan 30, 2002 · Amount on Record
Deed Document Number201898871
Deed Book / Page9315 / 3772
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address3 FIVE POINTS RD, FREEHOLD, NJ 07728-7836
Transaction TypeMortgage
Record UpdatedApr 5, 2021
Title CompanyABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0094897239
DateMar 12, 2021
Book Page9489/7239
Instrument2021038646
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateOct 9, 2018
Property Address3 FIVE POINTS RD, FREEHOLD, NJ 07728-7836
Document Number0000098871
Book / Page009315 / 003772
Instrument DateAug 30, 2018
Instrument98871
Transaction TypeTransfer
Record UpdatedOct 25, 2018
Title CompanyABSOLUTE TITLE AGENCY OF NJ LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 FIVE POINTS RD HOWELL NJ 07731, HOWELL, NJ 07731

Mortgage

Document Number98872
DateOct 9, 2018
Book Page009315/003786
Instrument98872
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 8, 2048

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,900 (+7.72%) Land $133,800 Building $152,100$285,900 (+7.72%) Land $133,800 Building $152,100
2025$4,493.00 (-2.16%)$265,400 (+2.39%) Land $114,700 Building $150,700$265,400 (+2.39%) Land $114,700 Building $150,700
2024$4,592.00 (-6.78%)
2023$259,200 Land $114,700 Building $144,500$259,200 Land $114,700 Building $144,500
2022$4,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1984)
Most Recent ClaimMay 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 56% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Optimum Communications
Cable · Fiber in parts of the area
940 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Five Points Rd

Nearby Streets

Search Property Records by Address or Parcel Number