28 Five Points Rd, Freehold, NJ 07728 Property Records

Monmouth County and Howell Township property record for 28 Five Points Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,684 sqft · built 1990
Lot Size	0.92 acres (40,075 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,155 (2025)
Deeds & Mortgages	Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00170-0000-00009-02`

Property Details

APN / Parcel Number

Primary APN	`21-00170-0000-00009-02`
Alternative APNs	`21001700000000090002` `066533`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
1st Floor Area	2,427 sqft
Upper Floors Area	257 sqft
Basement Area	2,143 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	40,075 sqft (0.92 acres)
Garage Type	Attached
Garage Area	652 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	1,828 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	066533
Street Address	28 FIVE POINTS RD
City	FREEHOLD
State	NJ
Zip	07728-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARE2
Legal Block	170
Legal Lot Number	9.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2020
Census Tract	811102

Owner

Source: Monmouth County and Howell Township records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 FIVE POINTS RD, FREEHOLD, NJ 07728-7835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	28 FIVE POINTS RD, FREEHOLD, NJ 07728-7835
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096124613
Date	Aug 25, 2022
Book Page	9612/4613
Instrument	2022087774

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,500 (+4.34%) Land $271,100 Building $416,400	$687,500 (+4.34%) Land $271,100 Building $416,400
2025	$11,155.00 (+6.06%)	$658,900 (+15.23%) Land $236,100 Building $422,800	$658,900 (+15.23%) Land $236,100 Building $422,800
2024	$10,518.00 (-5.69%)
2023		$571,800 Land $171,100 Building $400,700	$571,800 Land $171,100 Building $400,700
2022	$11,152.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 61% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20