Monmouth County and Howell Township property record for 15 Five Points Rd, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 3,330 sqft · built 1999 |
| Lot Size | 0.923 acres (40,202 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $545,000 (Dec 2008) |
| Tax Bill | $17,311 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00175-04-00014 |
| Primary APN | 21-00175-04-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,330 sqft Living Area |
| 1st Floor Area | 2,020 sqft |
| Upper Floors Area | 1,572 sqft |
| Basement Area | 1,740 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 40,202 sqft (0.923 acres) |
| Garage Area | 332 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 542 sqft |
| Patio Area | 656 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 0676199 |
|---|---|
| Street Address | 15 FIVE POINTS RD |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-7836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE2 |
| Legal Subdivision | DESAI ESTATES |
| Legal Block | 175.4 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 811102 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 FIVE POINTS RD, FREEHOLD, NJ 07728-7836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 29, 2020 | Deed of Trust, Mortgage · VA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2008 · Amount on Record |
| Deed Sale | Dec 15, 2008 · Amount on Record |
| Prior Sale | Sep 2, 1999 · Amount on Record |
| Deed Document Number | 2008125607 |
| Deed Book / Page | 8749 / 8143 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 FIVE POINTS RD, FREEHOLD, NJ 07728-7836 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0095677188 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 9567/7188 |
| Instrument | 2021183327 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 FIVE POINTS RD, FREEHOLD, NJ 07728-7836 |
| Document Number | 0000119393 |
| Instrument Date | Sep 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 54 BRICKYARD RD FREEHOLD NJ 07728, FREEHOLD, NJ 07728 |
| Document Number | 0000119393 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 009448/009347 |
| Instrument | 119393 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 FIVE POINTS RD, FREEHOLD, NJ 07728-7836 |
| Document Number | 0000098889 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 15 FIVE POINTS RD FREEHOLD NJ 077287836, FREEHOLD, NJ 07728-7836 |
| Document Number | 0000098889 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | 009438/001287 |
| Instrument | 98889 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 1, 2045 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,000 (+3.96%) Land $426,000 Building $637,000 | $1,063,000 (+3.96%) Land $426,000 Building $637,000 | |
| 2025 | $17,311.00 (+0.38%) | $1,022,500 (+31.95%) Land $396,000 Building $626,500 | $1,022,500 (+31.95%) Land $396,000 Building $626,500 |
| 2024 | $17,245.00 (+15.46%) | ||
| 2023 | $774,900 Land $271,000 Building $503,900 | $774,900 Land $271,000 Building $503,900 | |
| 2022 | $14,936.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 61% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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