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3 Dolphin Rd, Key West, FL 33040 Property Records

Monroe County property record for 3 Dolphin Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,320 sqft · built 2021
Lot Size0.154 acres (6,722 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Jun 2007)
Tax Bill$4,655 (2024)
Deeds & MortgagesAug 2020 Construction Loan
Flood ZoneZone AE (high risk)
APN00154530-000000

Property Details

APN / Parcel Number

Primary APN00154530-000000
Alternative APNs
  • 22672600154530000000
  • 1199991

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,320 sqft Living Area
1st Floor Area1,413 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialVinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,722 sqft (0.154 acres)

Exterior Amenities

PorchOpen Porch
Porch Area196 sqft
Deck Area105 sqft
Patio Area105 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1199991
Old Parcel Number22672600154530000000
Street Address3 DOLPHIN RD
CityKEY WEST
StateFL
Zip33040-5634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 3 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB-5-111 OR516-154 OR760-117-Q OR1221-895/96 OR1268-882/83 OR2304-2181/83
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 2
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2013
Census Tract971700

Owner

Source: Monroe County records · APN 00154530-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 DOLPHIN RD, KEY WEST, FL 33040-5634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2007 · Amount on Record
Deed SaleJun 01, 2007 · Amount on Record
Deed Document Number0023042181
Deed Book / Page01268 / 00882
Prior Transfer DateAug 06, 1993
Prior Transfer Doc0126800882
Record UpdatedJun 08, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3 DOLPHIN RD, KEY WEST, FL 33040-5634
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 DOLPHIN RD, KEY WEST, FL 33040-5634

Mortgage

Document Number0030352309
DateAug 05, 2020
Book Page3035/2309
Instrument2275990
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term370 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$510,986 (+5.99%)$643,213 (+10.62%) Land $303,834 Building $339,379
2024$4,655.00 (+4.44%)
2023$4,457.00 (+2.72%) Homeowner's exemption$482,123 (+3%)$581,483 (+15.38%) Land $268,880 Building $312,603
2022$4,339.00 Homeowner's exemption$468,081$503,977 Land $188,216 Building $315,761

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 58 locations within half a mile of this property.

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