Monroe County property record for 1 Dolphin Rd, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,296 sqft · built 2017 |
| Lot Size | 0.174 acres (7,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Dec 2017) |
| Tax Bill | $4,136 (2024) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00154510-000000 |
| Primary APN | 00154510-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,296 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,611 sqft (0.174 acres) |
| Porch | Open Porch |
| Fence | Fence |
| Heating System | Forced Air |
|---|
| Account Number | 1199974 |
|---|---|
| Old Parcel Number | 22672600154510000000 |
| Street Address | 1 DOLPHIN RD |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5634 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 1 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB5-111 OR545-538 OR995-621/622 OR1006-2497/98 OR1615-2182R/S OR2729-314D/C |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | PORPOISE POINT SEC 2 |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 971700 |
1 Dolphin Rd is owned and occupied by two individuals who bought it in December 2017.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1 DOLPHIN RD, KEY WEST, FL 33040-5634 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Dec 21, 2017 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2017 · Amount on File |
| Deed Sale | Dec 1, 2017 · Amount on File |
| Prior Sale | Mar 12, 2015 · Amount on File |
| Deed Document Number | 0000288415 |
| Deed Book / Page | 2770 / 0109 |
| Prior Transfer Date | Nov 17, 2015 |
| Prior Transfer Doc | 2053457 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1 DOLPHIN RD, KEY WEST, FL 33040-5634 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1 DOLPHIN RD, KEY WEST, FL 33040-5634 |
| Document Number | 0031712075 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 3171/2075 |
| Instrument | 2374019 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 1 DOLPHIN RD, KEY WEST, FL 33040-5634 |
| Document Number | 0028840015 |
| Book / Page | 002884 / 000015 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2148156 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1 DOLPHIN RD KEY WEST FL 330405634, KEY WEST, FL 33040-5634 |
| Document Number | 28840017 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 002884/000017 |
| Instrument | 2148157 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 20, 2047 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $447,574 | $615,917 Land $316,662 Building $299,255 | |
| 2024 | $4,136.00 (+4.68%) | ||
| 2023 | $3,951.00 (+2.73%) Homeowner's exemption | $422,293 (+3%) | $556,976 (+17.05%) Land $280,232 Building $276,744 |
| 2022 | $3,846.00 Homeowner's exemption | $409,994 | $475,864 Land $196,162 Building $279,702 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Dolphin Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 296 (1980–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Dolphin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures