7 Dolphin Rd, Key West, FL 33040 Property Records

Monroe County property record for 7 Dolphin Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,512 sqft · built 2013
Lot Size0.157 acres (6,876 sqft)
OwnerIndividual Name on Record
Last Sale$730,000 (Jan 2023)
Tax Bill$548 (2024)
Deeds & MortgagesJan 2023 Sale & Mortgage
Nov 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00154570-000000

Property Details

APN / Parcel Number

Primary APN00154570-000000
Alternative APNs
  • 22672600154570000000
  • 1200034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area1,512 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2015
Exterior MaterialMetal
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,876 sqft (0.157 acres)
Garage TypeCarport
Garage Area276 sqft
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area52 sqft
Deck Area1,162 sqft
Patio Area1,632 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1200034
Old Parcel Number22672600154570000000
Street Address7 DOLPHIN RD
CityKEY WEST
StateFL
Zip33040-5682
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 7 PORPOISE POINT SECTION 2 BIG COPPITT KEY PB5-111 OR592-751 OR1478-758D/C OR2117-2204/05ORD OR2339-1369 OR2639-2060/61
Legal Range26E
Legal Township67S
Legal Section22
Legal SubdivisionPORPOISE POINT SEC 2
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2014
Census Tract971700

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address7 DOLPHIN RD, KEY WEST, FL 33040-5682
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2023Warranty Deed, Transfer · VA Mortgage
STOCKTON MORTGAGE CORP
Nov 1, 2019Deed of Trust, Mortgage · VA Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 25, 2023 · Amount on Record
Deed SaleJan 25, 2023 · Amount on Record
Prior SaleSep 25, 2013 · Amount on Record
Deed Document Number2404589
Deed Book / Page3209 / 1397
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 25, 2023
Property Address7 DOLPHIN RD, KEY WEST, FL 33040-5682
Document Number0032091397
Book / Page3209 / 1397
Map ReferenceMB 5 PG 111
Instrument DateJan 20, 2023
Instrument2404589
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 DOLPHIN RD, KEY WEST, FL 33040-5682

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 DOLPHIN RD, KEY WEST, FL 33040-5682

Mortgage

Document Number0032091399
DateJan 25, 2023
Instrument3209/1399
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address7 DOLPHIN RD, KEY WEST, FL 33040-5682
Document Number0029931030
Instrument DateNov 1, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7 DOLPHIN RD KEY WEST FL 330405682, KEY WEST, FL 33040-5682

Mortgage

Document Number0029931030
DateNov 6, 2019
Book Page002993/001030
Instrument2243575
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$621,556 (+74.27%) Land $307,687 Building $313,869$621,556 (+10.11%) Land $307,687 Building $313,869
2024$548.00 (-82.46%)
2023$3,124.00 (+2.97%) Homeowner's exemption$356,657 (+3%)$564,509 (+17.68%) Land $272,290 Building $292,219
2022$3,034.00 Homeowner's exemption$346,269$479,713 Land $190,603 Building $289,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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