3 Creek Branch Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 3 Creek Branch Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,186 sqft · built 1999
Owner	2 Owner Names on Record
Last Sale	$327,000 (Aug 2003)
Tax Bill	$4,475 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4123-01-00-0720`

Property Details

APN / Parcel Number

Primary APN	`4123-01-00-0720`
Alternative APNs	`31142301000720` `5600157.0` `5600157`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,186 sqft Living Area
1st Floor Area	2,510 sqft
2nd Floor Area	676 sqft
Upper Floors Area	676 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Open Porch
Porch Area	782 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	5600157.0
Old Parcel Number	31142301000720
Street Address	3 CREEK BRANCH WAY
City	ORMOND BEACH
State	FL
Zip	32174-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 72 BREAKAWAY TRAILS PHASE 3 UNIT 3A MB 45 PGS 94-96 INC PER OR 5136 PG 2292
Legal Range	31E
Legal Township	14S
Legal Section	23
Legal Subdivision	TRAILS
Legal Phase	3
Legal Tract	1
Legal Lot Number	72
Legal Unit	3
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2011
Census Tract	83203

Owner

Source: Volusia County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3 CREEK BRANCH WAY, ORMOND BEACH, FL 32174-6742
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2003 · Amount on Record
Deed Sale	Aug 12, 2003 · Amount on Record
Prior Sale	Feb 9, 1999 · Amount on Record
Deed Document Number	0513602292
Deed Book / Page	05136 / 02292
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	3 CREEK BRANCH WAY, ORMOND BEACH, FL 32174-6742
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0075752038
Date	Jul 24, 2018
Book Page	7575/2038
Instrument	2018-149092

Lender

Name	PNC BANK NA
Type	Bank
Address	ORMOND BEACH, FL 32174

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	444 Months
Due	Jul 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,475.00 (+16.29%) Homeowner's exemption	$294,035 (+5.99%)	$595,465 (+14.47%) Land $58,000 Building $537,465
2023	$3,848.00 (+3.14%) Homeowner's exemption	$277,427 (+3%)	$520,194 (-4.41%) Land $58,000 Building $462,194
2022	$3,731.00 Homeowner's exemption	$269,347	$544,202 Land $75,000 Building $469,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20