East Lyme Town property record for 3 Center St, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Oct 2024) |
| Tax Bill | $6,694 (2025) |
| Deeds & Mortgages | Oct 2024 Sale Oct 2017 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | ELYM M:017.7 B:00007 L:00000 |
| Primary APN | ELYM M:017.7 B:00007 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 3,546 sqft |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7116 |
|---|---|
| Street Address | 3 CENTER ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 7 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 870704 |
Source: East Lyme Town assessment roll, APN ELYM M:017.7 B:00007 L:00000, as of June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 EAST DR, GARDEN CITY, NY 11530-1927 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 30, 2024 | Executor's Deed, Transfer |
| Oct 10, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Deed Document Number | 20242281 |
| Deed Book / Page | 1116 / 677 |
| Record Updated | Sep 20, 2026 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Oct 30, 2024 |
| Property Address | 3 CENTER ST, NIANTIC, CT 06357-2660 |
| Document Number | 001116-677 |
| Book / Page | 1116 / 677 |
| Instrument Date | Oct 18, 2024 |
| Instrument | 2281 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 32 EAST DR, GARDEN CITY, NY 11530-1927 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 3 CENTER ST, NIANTIC, CT 06357-2660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 988-165 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 988/165 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: East Lyme Town assessment roll as of June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,694.00 | $238,980 (-) Land $86,310 Building $152,670 | $167,286 Land $60,417 Building $106,869 |
| 2024 | $6,694.00 (+12.58%) | ||
| 2023 | $5,946.00 (+4.37%) | $238,980 (-) Land $86,310 Building $152,670 | |
| 2022 | $5,697.00 | $238,980 Land $86,310 Building $152,670 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C, as of September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 244 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system CT0450011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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