26 Center St, Niantic, CT 06357 Property Records

East Lyme Town property record for 26 Center St, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 714 sqft · built 1920
Lot Size	0.029 acres (1,268 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Aug 2016)
Tax Bill	$3,613 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.6 B:00049 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.6 B:00049 L:00000`
Alternative APN	`4123`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	714 sqft Living Area
Gross Area	1,161 sqft
1st Floor Area	490 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,268 sqft (0.029 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	4123
Street Address	26 CENTER ST
City	NIANTIC
State	CT
Zip	06357-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	49
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1031
Census Tract	870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 CENTER ST, NIANTIC, CT 06357-2657
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2016 · Amount on Record
Deed Sale	Aug 10, 2016 · Amount on Record
Prior Sale	Jan 2, 2013 · Amount on Record
Deed Book / Page	968 / 49
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	26 CENTER ST, NIANTIC, CT 06357-2657
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1039-165
Date	Sep 30, 2020
Book Page	1039/165

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,613.00 (+3.35%)	$124,810 (-) Land $65,870 Building $58,940	$308,627 (+253.25%)
2025	$3,496.00	$124,810 (-) Land $65,870 Building $58,940	$87,367 Land $46,109 Building $41,258
2024	$3,496.00 (+12.59%)
2023	$3,105.00 (+4.37%)	$124,810 (-) Land $65,870 Building $58,940
2022	$2,975.00	$124,810 Land $65,870 Building $58,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20