East Lyme Town property record for 14 Center St, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,013 sqft · built 1920 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2015) |
| Tax Bill | $4,470 (2026) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ELYM M:017.6 B:00113 L:00000 |
| Primary APN | ELYM M:017.6 B:00113 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,013 sqft Living Area |
| Gross Area | 2,124 sqft |
| 1st Floor Area | 560 sqft |
| Basement Area | 548 sqft |
| Unfinished Basement | 548 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,500 sqft (0.057 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 748 |
|---|---|
| Street Address | 14 CENTER ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2658 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 113 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 870704 |
Source: East Lyme Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 CENTER ST, NIANTIC, CT 06357-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHELSEA GROTON BANK |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit CHELSEA GROTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on Record |
| Deed Sale | Sep 3, 2015 · Amount on Record |
| Deed Book / Page | 952 / 492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 14 CENTER ST, NIANTIC, CT 06357-2658 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001081-271 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 1081/271 |
| Instrument | 1551 |
| Name | CHELSEA GROTON BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAST LYME CT |
| Property Address | 14 CENTER ST, NIANTIC, CT 06357-2658 |
| Document Number | 994-298 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 CENTER ST NIANTIC CT 063572658, NIANTIC, CT 06357-2658 |
| Document Number | 994-298 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 000994/000298 |
| Name | CHELSEA GROTON BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 27, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,470.00 (+4.24%) | $154,420 (+0.87%) Land $66,080 Building $88,340 | $381,222 (+255.74%) |
| 2025 | $4,288.00 | $153,090 (-) Land $66,080 Building $87,010 | $107,163 Land $46,256 Building $60,907 |
| 2024 | $4,288.00 (+12.58%) | ||
| 2023 | $3,809.00 (+4.36%) | $153,090 (-) Land $66,080 Building $87,010 | |
| 2022 | $3,650.00 | $153,090 Land $66,080 Building $87,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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