3 Bond St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 3 Bond St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,938 sqft · built 1945
Lot Size0.17 acres (7,392 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Sep 2022)
Tax Bill$8,950 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:020.0-0000-0270.0

Property Details

APN / Parcel Number

Primary APNREAD M:020.0-0000-0270.0
Alternative APNs
  • M:020.0=0000=0270.0
  • 820000000720
  • 820000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,938 sqft Living Area
Gross Area3,056 sqft
Basement Area792 sqft
Unfinished Basement578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1962
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,392 sqft (0.17 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number820000000720
Street Address3 BOND ST
CityREADING
StateMA
Zip01867-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionREADING
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1002
Census Tract334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:020.0-0000-0270.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3 BOND ST, READING, MA 01867-2433
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BERKSHIRE BANK
Aug 20, 2018Deed of Trust, Mortgage · Closed-End Mortgage
CENTURY BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2022 · Amount on Record
Deed SaleSep 30, 2022 · Amount on Record
Prior SaleApr 15, 2011 · Amount on Record
Deed Document Number2022148034
Deed Book / Page80778 / 70
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionREADING MA
Recording DateSep 30, 2022
Property Address3 BOND ST, READING, MA 01867-2433
Document Number0080778-70
Book / Page80778 / 70
Instrument DateSep 30, 2022
Instrument148034
Transaction TypeTransfer
Record UpdatedOct 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3 BOND ST, READING, MA 01867-2433

Mortgage

Document Number0000148035
DateSep 30, 2022
Instrument148035
Lender
NameBERKSHIRE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.75%
Type Change DateOct 01, 2032
Max Rate At Change2.75%
Index1-Year CMT

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address3 BOND ST, READING, MA 01867-2433
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number71498-585
DateAug 20, 2018
Book Page71498/585
Instrument127521
Lender
NameCENTURY BANK & TRUST CO
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueAug 01, 2038

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,950.00 (-1.15%)$785,800 (+1.72%) Land $438,600 Building $347,200$887,680 (+3.28%)
2024$9,054.00 (+7.25%)$772,500 (+15.21%) Land $431,200 Building $341,300$859,465
2023$8,442.00$670,500 Land $406,300 Building $264,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bond St

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