Middlesex County and Reading Town property record for 18 Bond St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,418 sqft · built 1928 |
| Lot Size | 0.268 acres (11,687 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Aug 2010) |
| Tax Bill | $9,414 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:026.0-0000-0018.0 |
| Primary APN | READ M:026.0-0000-0018.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,418 sqft Living Area |
| Gross Area | 3,170 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 520 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,687 sqft (0.268 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 820000000840 |
|---|---|
| Street Address | 18 BOND ST |
| City | READING |
| State | MA |
| Zip | 01867-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 334200 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 BOND ST, READING, MA 01867-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Sep 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Mar 27, 2019 | Deed of Trust, Mortgage · Line of Credit HARVARD UNIVERSITY CREDIT UNION |
| Mar 19, 2018 | Deed of Trust, Mortgage · Line of Credit HARVARD UNIV CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2010 · Amount on Record |
| Deed Sale | Aug 19, 2010 · Amount on Record |
| Prior Sale | Apr 14, 2000 · Amount on Record |
| Deed Document Number | 2010140942 |
| Deed Book / Page | 55202 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 18 BOND ST, READING, MA 01867-2432 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77375-534 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 77375/534 |
| Instrument | 70902 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 18 BOND ST, READING, MA 01867-2432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75730-186 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 75730/186 |
| Instrument | 172271 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 18 BOND ST, READING, MA 01867-2432 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 72380-61 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 72380/61 |
| Instrument | 37345 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 18 BOND ST, READING, MA 01867-2432 |
| Document Number | 70774-235 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 70774-235 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 070774/000235 |
| Instrument | 39363 |
| Name | HARVARD UNIV CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 25, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,414.00 (+3.96%) | $858,900 (+8.04%) Land $490,200 Building $368,300 | $1,037,362 (+11.05%) |
| 2025 | $9,055.00 (-1.14%) | $795,000 (+1.73%) Land $453,700 Building $341,300 | $934,135 (+4.8%) |
| 2024 | $9,159.00 (-1.21%) | $781,500 (+6.12%) Land $446,000 Building $335,500 | $891,385 |
| 2023 | $9,271.00 | $736,400 Land $420,300 Building $316,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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