21 Bond St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 21 Bond St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,936 sqft · built 1936
Lot Size0.195 acres (8,494 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Aug 2001)
Tax Bill$8,686 (2026)
Deeds & MortgagesOct 2021 Refinance
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNREAD M:026.0-0000-0015.0

Property Details

APN / Parcel Number

Primary APNREAD M:026.0-0000-0015.0
Alternative APNs
  • M:026.0=0000=0015.0
  • 820000000790
  • 820000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,936 sqft Living Area
Gross Area3,008 sqft
Basement Area884 sqft
Unfinished Basement495 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1957
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,494 sqft (0.195 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number820000000790
Street Address21 BOND ST
CityREADING
StateMA
Zip01867-2433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS15
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group1
Census Block1002
Census Tract334200

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1961 W SANDPIPER RD, VERO BEACH, FL 32963-4540
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKLAND CREDIT UNION
Dec 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
ROCKLAND CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2001 · Amount on Record
Deed SaleAug 31, 2001 · Amount on Record
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address21 BOND ST, READING, MA 01867-2433
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78836-358
DateOct 4, 2021
Book Page78836/358
Instrument218540
Lender
NameROCKLAND CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address21 BOND ST, READING, MA 01867-2433
Document Number70425-225
Book / Page070425 / 000225
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70425-225
DateDec 22, 2017
Book Page070425/000225
Instrument7736
Lender
NameROCKLAND CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 21, 2027

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,686.00 (+3.9%)$792,500 (+7.97%) Land $478,100 Building $308,000$892,828 (+6.39%)
2025$8,360.00 (-1.15%)$734,000 (+1.72%) Land $442,500 Building $291,500$839,230 (+4.66%)
2024$8,457.00 (-1.27%)$721,600 (+6.06%) Land $435,000 Building $286,600$801,895
2023$8,566.00$680,400 Land $409,900 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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