Chester County property record for 3 Beard Cir, Phoenixville, PA 19460
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,034 sqft · built 1981 |
| Lot Size | 0.346 acres (15,055 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2000) |
| Tax Bill | $669 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-4C-66 |
| Primary APN | 26-4C-66 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,534 sqft |
| Basement Area | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,055 sqft (0.346 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 BEARD CIR |
|---|---|
| City | PHOENIXVILLE |
| State | PA |
| Zip | 19460-2070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 39 & DWG |
| Legal Subdivision | IRA W MINTER |
| Legal Lot Number | 39 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST PIKELAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 301001 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 BEARD CIR, PHOENIXVILLE, PA 19460-2070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 7, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2000 · Amount on Record |
| Deed Sale | Apr 7, 2000 · Amount on Record |
| Deed Document Number | 200022418 |
| Deed Book / Page | 4736 / 847 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 3 BEARD CIR, PHOENIXVILLE, PA 19460-2070 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0114570382 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 11457/382 |
| Instrument | 12090243 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 3 BEARD CIR, PHOENIXVILLE, PA 19460-2070 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3 BEARD CIR, PHOENIXVILLE, PA 19460-2070 |
| Document Number | 0106671403 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 10667/1403 |
| Instrument | 11866185 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Pikeland Township |
| Unified School District | Phoenixville Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $669.00 (-89.13%) | $163,100 (-) Land $40,120 Building $122,980 | $163,100 (-) Land $40,120 Building $122,980 |
| 2024 | $6,155.00 | $163,100 Land $40,120 Building $122,980 | |
| 1998 | $163,100 Land $40,120 Building $122,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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