Chester County property record for 12 Beard Cir, Phoenixville, PA 19460
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,090 sqft · built 1981 |
| Lot Size | 0.344 acres (15,004 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jul 2017) |
| Tax Bill | $668 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-4C-82 |
| Primary APN | 26-4C-82 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,090 sqft Living Area |
| Gross Area | 2,370 sqft |
| Basement Area | 280 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,004 sqft (0.344 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 12 BEARD CIR |
|---|---|
| City | PHOENIXVILLE |
| State | PA |
| Zip | 19460-2071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 46 & DWG |
| Legal Subdivision | MINTER |
| Legal Lot Number | 46 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST PIKELAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 301001 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · VA Mortgage SERVICEMAC LLC |
| May 18, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 27, 2017 | Deed, Transfer · VA Mortgage MORTGAGE AMERICA INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on Record |
| Deed Sale | Jul 27, 2017 · Amount on Record |
| Prior Sale | Jun 8, 1994 · Amount on Record |
| Deed Document Number | 201711557154 |
| Deed Book / Page | 9586 / 234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0107910811 |
|---|---|
| Date | Jan 18, 2022 |
| Book Page | 10791/811 |
| Instrument | 11900364 |
| Name | SERVICEMAC LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT MILL, SC 29707 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Document Number | 0108770640 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 10877/640 |
| Instrument | 11924842 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Apr 3, 2026 |
| Property Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Document Number | 0012116389 |
| Book / Page | 11556 / 1495 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 202612116389 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Document Number | 0012116389, |
|---|---|
| Date | Apr 3, 2026 |
| Book Page | 11556/1495 |
| Instrument | 202612116389 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Jul 27, 2017 |
| Property Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Document Number | 0095860234 |
| Book / Page | 9586 / 0234 |
| Instrument Date | Jul 26, 2017 |
| Instrument | 11557154 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 BEARD CIR, PHOENIXVILLE, PA 19460-2071 |
| Document Number | 0095860237 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 9586/0237 |
| Instrument | 11557155 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Pikeland Township |
| Unified School District | Phoenixville Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $668.00 (-87.31%) | $162,760 (-) Land $40,100 Building $122,660 | $164,530 (-) Land $40,100 Building $124,430 |
| 2025 | $162,760 (-) Land $40,100 Building $122,660 | $164,530 (-) Land $40,100 Building $124,430 | |
| 2024 | $5,263.00 | $162,760 Land $40,100 Building $122,660 | |
| 1998 | $164,530 Land $40,100 Building $124,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people · EPA ID PA1150166 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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