Erie County and Lancaster Town property record for 3 Banner Ave, Lancaster, NY 14086 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,094 sqft · built 1955 |
| Lot Size | 0.157 acres (6,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Sep 2025) |
| Tax Bill | $1,481 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145203 104.16-9-23 |
| Primary APN | 145203 104.16-9-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 6,832 sqft (0.157 acres) |
| Lot Dimensions | 121 ft deep x 56.1 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3 BANNER AVE |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SC 7 503 6 56.1X 121.2 |
| Legal Subdivision | BALTHASAR SUBDIVISION |
| Legal Block | 9 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 14400 |
Source: Erie County and Lancaster Town records · APN 145203 104.16-9-23
Assessment roll updated May 19, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 25, 2025 | Intrafamily Transfer, Transfer |
| Sep 12, 2025 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 29, 2017 | Grant Deed, Transfer |
| Sep 29, 2017 | Grant Deed, Transfer · Conventional with PMI PREMIUM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on Record |
| Deed Sale | Sep 12, 2025 · Amount on Record |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Document Number | 2025167183 |
| Deed Book / Page | 11450 / 5126 |
| Prior Transfer Date | Sep 10, 2025 |
| Prior Transfer Doc | 0114511163 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 25, 2025 |
| Property Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Document Number | 0114511163 |
| Book / Page | 11451 / 1163 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 2025176047 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 12, 2025 |
| Property Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Document Number | 0114505126 |
| Book / Page | 11450 / 5126 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025167183 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Name | Verified Name |
|---|---|
| Address | 2 CRESCENT LAKESIDE, LANCASTER, NY 14086 |
| Document Number | 0141739469 |
|---|---|
| Date | Sep 12, 2025 |
| Instrument | 14173/9469 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 29, 2017 |
| Property Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Document Number | 0113195549 |
| Book / Page | 011319 / 005549 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $113.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BANNER AVE LANCASTER NY 140861901, LANCASTER, NY 14086-1901 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 29, 2017 |
| Property Address | 3 BANNER AVE, LANCASTER, NY 14086-1901 |
| Document Number | 0113195550 |
| Book / Page | 011319 / 005550 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | CHIRCO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6700 SCHERFF RD ORCHARD PARK NY 141273732, ORCHARD PARK, NY 14127-3732 |
| Document Number | 138296501 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 013829/006501 |
| Name | PREMIUM MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, NY 14618 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: Erie County and Lancaster Town records · Assessment roll updated May 19, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Municipality | Lancaster Village |
| Unified School District | Lancaster Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,481.00 (-63.9%) | $120,000 (-) Land $19,600 Building $100,400 | $187,500 (+12.48%) Land $30,625 Building $156,875 |
| 2024 | $4,102.00 | $120,000 (-) Land $19,600 Building $100,400 | $166,700 (+4.19%) Land $27,228 Building $139,472 |
| 2023 | $120,000 Land $19,600 Building $100,400 | $160,000 Land $26,133 Building $133,867 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290144003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 7 individual NFIP policies nearby |
| Nearby Flood Policies | 7 in force 6 of 7 on primary residences |
| Nearby Flood Claims | 2 (1996–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2004, other causes |
| Wildfire Risk | Low above 5% of the US · above 6% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures