Beaufort County property record for 3 Bainbridge Way, Bluffton, SC 29910
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,322 sqft · built 2017 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $739,000 (Oct 2025) |
| Tax Bill | $3,988 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Line of Credit Jul 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R61402900012140000 |
| Primary APN | R61402900012140000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,322 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13036815 |
|---|---|
| Old Parcel Number | R61402900012140000 |
| Street Address | 3 BAINBRIDGE WAY |
| City | BLUFFTON |
| State | SC |
| Zip | 29910-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6106 |
| Legal Description | LOT 228 BAYNARD PARK PH 2 PB116 P26-28 |
| Legal Subdivision | BAYNARD PARK S/D |
| Legal Phase | 2 |
| Legal Tract | 2 |
| Legal Lot Number | 228 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2105 |
3 Bainbridge Way is owned and occupied by an individual who bought it in October 2025.
Source: Beaufort County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer · Line of Credit PENNYMAC LOAN SERVICES LLC |
| Jul 21, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE NETWORK INC |
| Dec 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Jan 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 17, 2017 | Special Warranty Deed, Subdivision Related Transfer · ARM PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Prior Sale | Jul 21, 2021 · Amount on File |
| Deed Document Number | 2025045119 |
| Deed Book / Page | 4471 / 287 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Oct 3, 2025 |
| Property Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000045119 |
| Book / Page | 4471 / 287 |
| Map Reference | MB 116 PG 26-28 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 2025045119 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,921.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000045120 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 2025045120 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | Other |
| Max Rate | 10.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jul 21, 2021 |
| Property Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000052571 |
| Book / Page | 4039 / 2593 |
| Map Reference | MB 116 PG 26-28 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021052571 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,352.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000052572 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021052572 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 12, 2018 |
| Property Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000066239 |
| Book / Page | 3720 / 3056 |
| Map Reference | MB 116 PG 26-28 |
| Instrument Date | Nov 21, 2018 |
| Instrument | 2018066239 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000066240 |
|---|---|
| Date | Dec 12, 2018 |
| Instrument | 2018066240 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 9, 2018 |
| Property Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000001080 |
| Book / Page | 003635 / 002019 |
| Instrument Date | Nov 13, 2017 |
| Instrument | 1080 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3 BAINBRIDGE WAY BLUFFTON SC 299109539, BLUFFTON, SC 29910-9539 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Aug 17, 2017 |
| Property Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000044930 |
| Book / Page | 3600 / 0115 |
| Map Reference | MB 116 PG 26-28 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017044930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,548.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4000 FABER PLACE DR, 4000, NORTH CHARLESTON, SC 29405-8585 |
| Name | Verified Name |
|---|---|
| Address | 3 BAINBRIDGE WAY, BLUFFTON, SC 29910-9539 |
| Document Number | 0000044931 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017044931 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
The 2025 property tax bill for 3 Bainbridge Way was $3,988, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Municipality | Bluffton Town |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,988.00 (-0.05%) | $23,920 (-18.52%) | |
| 2024 | $3,990.00 | $29,356 (-) Land $4,760 Building $24,596 | $733,900 (-) Land $119,000 Building $614,900 |
| 2023 | $3,990.00 (+8.34%) | $29,356 (+41.13%) Land $4,760 Building $24,596 | $733,900 (+41.13%) Land $119,000 Building $614,900 |
| 2022 | $3,683.00 Homeowner's exemption | $20,800 Land $3,880 Building $16,920 | $520,000 Land $97,000 Building $423,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Bainbridge Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 244 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 244 in force |
| Nearby Flood Claims | 2 (2016–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Bainbridge Way is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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