3 Arch St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 3 Arch St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,591 sqft · built 1965
Lot Size	0.387 acres (16,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Dec 2013)
Tax Bill	$10,004 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0013 B:000035 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0013 B:000035 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,591 sqft Living Area
Gross Area	2,920 sqft
1st Floor Area	576 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	16,875 sqft (0.387 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 ARCH ST
City	WESTBOROUGH
State	MA
Zip	01581-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	35
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1022
Census Tract	742402

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Jul 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Jan 30, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Dec 2, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ST MARYS CREDIT UNION
Jul 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU
Jul 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage ST MARY'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2013 · Amount on Record
Deed Sale	Dec 27, 2013 · Amount on Record
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Book / Page	51897 / 394
Transfer Doc	051897-394
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067000-117
Date	Jan 25, 2022
Book Page	67000/117
Instrument	9380

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069374-251
Date	Jul 13, 2023
Book Page	69374/251
Instrument	55662

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071586-37
Date	Jan 30, 2025
Book Page	71586/37
Instrument	7932

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2045

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61515-183
Date	Dec 2, 2019
Book Page	61515/183
Instrument	129814

Lender

Name	ST MARYS CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Document Number	59140-376
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 ARCH ST WESTBOROUGH MA 015813735, WESTBOROUGH, MA 01581-3735

Mortgage

Document Number	59140-376
Date	Jul 24, 2018
Book Page	059140/000376
Instrument	75178

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 23, 2038

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	3 ARCH ST, WESTBOROUGH, MA 01581-3735
Document Number	57475-104
Book / Page	057475 / 000104
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	57475-104
Date	Jul 26, 2017
Book Page	057475/000104
Instrument	79738

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,004.00 (+5.68%)	$628,000 (+8.07%) Land $351,300 Building $276,700	$647,832 (-1.74%)
2025	$9,466.00 (+3.92%)	$581,100 (+4.68%) Land $328,300 Building $252,800	$659,300 (+0.95%)
2024	$9,109.00 (+4.52%)	$555,100 (+7.27%) Land $312,500 Building $242,600	$653,125
2023	$8,715.00	$517,500 Land $294,700 Building $222,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: SELCO.

Cell Coverage

5G (outdoors only) and 4G LTE

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