Lake County property record for 2999 Gale Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 2006 |
| Lot Size | 0.185 acres (8,102 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,900 (Nov 2006) |
| Tax Bill | $8,258 (2023) |
| Deeds & Mortgages | May 2023 Second Mortgage Feb 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-046-A-00-031-0 |
| Primary APN | 27-B-046-A-00-031-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,102 sqft (0.185 acres) |
| Lot Dimensions | 180 ft deep x 45 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 96 sqft |
| Patio Area | 468 sqft |
| Balcony | Balcony |
| Balcony Area | 10 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | B 186 |
|---|---|
| Street Address | 2999 GALE RD |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 1 & 2 GORE TRACT |
| Legal Subdivision | BREEZY HILL ALLOTMENT NO. 1 |
| Legal Lot Number | 48 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 201600 |
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 28, 2017 | Warranty Deed, Transfer CONWAY TITLE |
| Dec 28, 2017 | Warranty Deed, Transfer CONWAY TITLE |
| Nov 7, 2017 | Affidavit of Death, Transfer |
| Sep 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2006 · Amount on Record |
| Deed Sale | Nov 29, 2006 · Amount on Record |
| Prior Sale | Jun 23, 2006 |
| Deed Document Number | 5193 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000010096 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 2023R010096 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005989 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021R005989 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000038194 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021R038194 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 28, 2017 |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000035332 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 35332 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CONWAY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $184.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8440 SANCTUARY DR MENTOR OH 440608803, MENTOR, OH 44060-8803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 28, 2017 |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000035333 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 35333 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CONWAY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8440 SANCTUARY DR MENTOR OH 440608803, MENTOR, OH 44060-8803 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Nov 7, 2017 |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000030276 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 30276 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1455 E 359TH ST EASTLAKE OH 440954124, EASTLAKE, OH 44095-4124 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 2999 GALE RD, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000026705 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | TITLE SOURCES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2999 GALE RD WILLOUGHBY OH 440947601, WILLOUGHBY, OH 44094-7601 |
| Document Number | 0000026705 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 26705 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 4, 2037 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $8,258.00 (+54.5%) Homeowner's exemption | $87,230 (-) Land $12,110 Building $75,120 | |
| 2022 | $5,345.00 Homeowner's exemption | $87,230 Land $12,110 Building $75,120 | |
| 2021 | $249,240 Land $34,600 Building $214,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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