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2985 Gale Rd, Willoughby, OH 44094 Property Records

Lake County property record for 2985 Gale Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,942 sqft · built 2018
Lot Size0.309 acres (13,499 sqft)
Owner2 Individual Names on Record
Last Sale$340,000 (May 2019)
Tax Bill$12,549 (2023)
Deeds & MortgagesMay 2019 Sale & Mortgage
Dec 2017 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN27-B-046-B-00-023-0

Property Details

APN / Parcel Number

Primary APN27-B-046-B-00-023-0
Alternative APN
  • B 184

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area2,942 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area13,499 sqft (0.309 acres)
Lot Dimensions180 ft deep x 75 ft wide
Garage Area400 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberB 184
Street Address2985 GALE RD
CityWILLOUGHBY
StateOH
Zip44094-7601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 1 & 2 GORE TRACT S/L 49 & PART OF S/L 48
Legal SubdivisionBREEZY HILL ALLOTMENT NO. 1
Legal Lot Number1 & 2
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1004
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 28, 2019Grant Deed, Transfer · Conventional with PMI
FIRST FED'L S&L/LAKEWOOD
Dec 28, 2017Warranty Deed, Transfer
CONWAY TITLE
Dec 28, 2017Warranty Deed, Transfer
CONWAY TITLE
Nov 27, 2017Grant Deed, Transfer
ATTORNEY ONLY
Nov 7, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 28, 2019 · Amount on Record
Deed SaleMay 28, 2019 · Amount on Record
Prior SaleDec 28, 2017
Deed Document Number444314
Record UpdatedJun 7, 2026

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateMay 28, 2019
Property Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
Document Number0000011856
Instrument DateMay 28, 2019
Instrument11856
Transaction TypeTransfer
Record UpdatedJun 14, 2019
Title CompanyLAWYERS TITLE AGENCY/CHARDON, LAWYERS TITLE AGCY/CHARDON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2985 GALE RD WILLOUGHBY OH 440947601, WILLOUGHBY, OH 44094-7601

Mortgage

Document Number11857
DateMay 28, 2019
Instrument11857
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateDec 28, 2017
Property Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
Document Number0000035332
Instrument DateDec 28, 2017
Instrument35332
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCONWAY TITLE

Transaction

AmountAmount Recorded
Tax$184.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8440 SANCTUARY DR MENTOR OH 440608803, MENTOR, OH 44060-8803

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateDec 28, 2017
Property Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
Document Number0000035333
Instrument DateDec 27, 2017
Instrument35333
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCONWAY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8440 SANCTUARY DR MENTOR OH 440608803, MENTOR, OH 44060-8803

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateNov 27, 2017
Property Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
Document Number0000031995
Instrument DateNov 22, 2017
Instrument31995
Transaction TypeTransfer
Record UpdatedJan 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$8.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 CHEROKEE TRL WILLOUGHBY OH 440947207, WILLOUGHBY, OH 44094-7207

November 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionLAKE OH
Recording DateNov 7, 2017
Property Address2985 GALE RD, WILLOUGHBY, OH 44094-7601
Document Number0000030276
Instrument DateOct 31, 2017
Instrument30276
Transaction TypeTransfer
Record UpdatedNov 13, 2017

Transaction

Tax$0.00
Additional
  • Partial Interest
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 E 359TH ST EASTLAKE OH 440954124, EASTLAKE, OH 44095-4124

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$12,549.00 (+54.91%) Homeowner's exemption$132,550 (-) Land $14,960 Building $117,590
2022$8,101.00 Homeowner's exemption$132,550 Land $14,960 Building $117,590
2021$378,720 Land $42,750 Building $335,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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